LenDenClub Grow Your Portfolio

Innofin Solutions Private Limited

About this app

It’s time to diversify beyond market linked instruments. You have already invested in stocks, mutual funds, bonds; now there is a fourth option.

One that most professionals at your income level haven’t seriously considered — not because it isn’t credible, but because no one explained it plainly.

LenDenClub is an RBI-registered peer-to-peer lending platform where individuals allocate surplus capital into structured credit opportunities across thousands of verified borrowers.

Monthly repayments return to your account on schedule. The allocation decisions are entirely yours.

₹20,000 Cr+ has been deployed on the platform. On average, investors deploy ₹2 lakh. 9 out of 10 have historically earned more than 12% p.a.

WHO USES LENDENCLUB
Senior Professionals & CXOs
Deploy surplus income in a structured alternative to fixed income instruments — with monthly returns and full visibility.

Entrepreneurs & Business Owners
Put idle liquidity to work between business decisions, without locking capital away.

Family Offices & HNIs
Part of a broader capital allocation approach — monthly repayments, thousands of borrowers, zero single-point exposure.

NRIs & Global Professionals
Consistent India exposure with structured returns and a fully digital experience.

COMMON QUESTIONS (FAQs)
Is it safe?
Every rupee moves through a bank-managed escrow — LenDenClub never holds your funds. The platform is RBI-registered, NBFC-P2P licensed, and operates within all regulatory guidelines. Borrower verification is structured and documented; includes 660+ data point verification.

Is 12% real?
9 out of 10 participants have historically earned more than 12% p.a. ₹20,000 Cr has moved through this platform. These are historical outcomes — not projections.

What if a borrower doesn’t repay?
You spread your capital across thousands of individual borrowers, not one. A single default has a negligible impact on your overall earnings. Diversification is built into how the platform works.

How do I start?
Begin with ₹25,000. Add funds via UPI, Net Banking, IMPS, RTGS, or NEFT. Filter credit opportunities by risk grade, tenure, and rate of interest and more. Track everything in real time.

BUILT ON TRUST
● RBI-registered peer-to-peer lending platform
● Escrow managed by a leading bank trustee — funds never held by LenDenClub
● Structured borrower verification at every step
● Fully digital, secure experience
● Compliant with all regulatory guidelines

SIMPLE. DISCIPLINED. TRANSPARENT.
LenDenClub is built for individuals who value control, clarity, and consistency in how they use their money.

If you are looking for an alternative investment option to manage your surplus funds, LenDenClub provides a reliable and transparent way to begin.

Not a fixed income instrument. Not a debt fund. A structured way to earn more from the money you’ve already earned.

Disclaimer
⚠️ Note: P2P lending is subject to risks. And lending decisions taken by a lender on the basis of this information are at the discretion of the lender, and LenDenClub does not guarantee that the invested amount will be recovered from the borrower.

For terms, refer: https://www.lendenclub.com/terms-of-services/
📩 For queries, reach us at [e-mail]

Ratings and reviews

Not trustworthy. Loan disbursement and repayment is not transparent. Usually, the lent amount is distributed over a number of borrowers to reduce chances of loss of principal.The company never reveals borrower-wise break-up of repayment and cancellation. They cancel a particular loan anytime without giving interest for the time held. The passbook entries they show in their App don't tally with lenders' bank transactions. Don't be misled by their claim of high interest payment.

Please add CIBIL/credit bureau score as a filter and sorting option in the “Live – Available to Invest” section. 1) Filter loans based on CIBIL score. 2) Sort loans by CIBIL score, both highest-to-lowest and lowest-to-highest. 3) If scores from multiple bureaus are available, provide the option to view the respective bureau and score. The score is already available for individual loans,so adding filtering and sorting would be very helpful

Best way to scam people, I have lended to 15 borrowers out of 3 repaid fully 3 repaid few installments remaining 9 borrowers did not pay anything. In this lending app you can't see/check borrowers are paying or not, so I don't recommend this app to anyone as it is fully scam.

What's new

What's New
Improved payment experience for faster, smoother transactions.
Enhanced Add Funds journey for a more seamless experience.