Instarem: Send money overseas

Nium Pte Ltd.

About this app

Join over 1 million customers who trust Instarem for fast, secure, and low-cost international money transfers. Founded in 2014 and part of fintech unicorn Nium, Instarem makes sending money overseas simple, affordable, and reliable.

Whether you're supporting your family, paying international vendors, or sending money back home, Instarem is the best app for international money transfers. With competitive foreign exchange rates, low fees, and instant remittance, your cross-border payments are always in good hands.

💰Try us with a special first-time offer

Enjoy an exclusive welcome offer on your first money transfer—whether it’s zero fees, better rates, or both. Sign up to see what’s waiting for you.

🌎✨ Why choose Instarem?

➢ Fast & secure money transfers
Send money globally in minutes, with bank-grade security and real-time tracking.

➢ Low-cost remittance
Get better-than-bank foreign exchange rates and low, transparent fees—no hidden charges.

➢ Trusted global remittance app
Licensed and regulated in 11 jurisdictions for safe, reliable remittance.

Top features of the Instarem money transfer app:

➢Send money internationally to over 60 countries
➢Currency conversion rates with real-time FX rate checker
➢Rate alerts to track your preferred exchange rate
➢Rewards program that gives you rewards on every transfer, referral, and sign-up—redeemable for discounts or air miles

🔒 Safe & transparent remittance
➢ Regulated in 11 jurisdictions
➢ No hidden fees—just clear, upfront pricing unlike banks or traditional remittance services

Send from:
SGD, USD, AUD, EUR, MYR, JPY, HKD, GBP, CAD, INR

Send to:
INR, PHP, GHS, CNY, AUD, KES, GBP, LKR, THB, EUR, DOP, VND, COP, CAD, CLP, NGN, USD, PKR, ARS, KRW, MXN, NPR, NZD, PEN, BDT, BRL, GTQ, HKD, MYR, IDR, UYU, UGX, TRY, SGD and more

🧳 Flexible ways to pay and receive money

Choose from a wide range of payment and payout options tailored to your convenience.

➢ Payment methods: Bank Transfer, ACH/Direct Debit, Credit Card, Debit Card, FPX Transfer, INTERAC e-Transfer, Linked bank account, PayID Transfer, PayNow, Wire Transfer

➢ Payout methods:
Bank Deposit, Cash pickup, Bank Card, DuitNow, Pix, UPI, Debit Card, Alipay Wallet, E-Wallet.

Note-methods vary by country.

🏆Award-winning service

➢ Best Value International Money Transfer Provider – Mozo Experts Choice (Australia, 2021 & 2020)
➢ Blockchain Innovator Award – Swell by Ripple (2019)
➢ Excellence in Payments – Fintech Australia (2018)

🙌 Get started in 3 easy steps:

1. Download the Instarem app – it’s free
2. Sign up with your email or Google account
3. Verify your details and start sending money abroad

📌 Need help?

Chat with us 24/7 via the Help Center in the app or visit www.instarem.com

Stay connected:
Facebook: www.facebook.com/GetInstarem/
Instagram: www.instagram.com/instarem/
LinkedIn: www.linkedin.com/company/instarem/
Twitter: www.twitter.com/getinstarem/

Ratings and reviews

Problematic from the beginning. Waited forever to get verified while they asked for information about my son. I do not have a son. Eventually, I was able to make a few small transactions which took successively longer each time. Asked to upload documents on 4th transaction, which I did promptly. After that nothing happened and when I followed up about the status of the transaction, they locked my account without any explanation or communication. I have opened a ticket.

The name is an oxymoron. I made a transfer via debit card. I was debited the same day. Transfer is past the window it was supposed to come. Because it's been debited, they won't let me cancel it, despite it being late. I tried to open the chat, but it never opens when clicking the button! Now I'm left wondering when, if ever, my transfer will go through and how I could even ask a question to support as they've, in effect, blocked me from doing so.

The best exchange rate one can get anywhere. They give you the real exchange rate for the day. The process is slower as compared to any other transfer systems. If it is not urgent but you want best exchange rate, none other can be your choice than InstaRem. The name doesn't suit by the way, but I hope they are in process of getting it fixed.

What’s new

• Bug fixes and performance improvements.