IponBuddy – Your Personal Finance Buddy 💙
The bilingual finance app built for Filipinos. Track expenses, manage budgets, handle loans, and monitor your paluwagan — all in one place. Works offline. Available in English & Filipino.
✨ SMART SMS AUTO-DETECTION
Stop logging transactions manually. IponBuddy can automatically detect and parse transaction alerts from GCash, Maya, BPI, BDO, UnionBank, Metrobank, and Security Bank. When you receive a financial SMS, a quick-log sheet appears—just review and save.
🔒 PRIVACY FIRST
All SMS parsing happens strictly on your device. Your financial data is never uploaded to our servers or shared with third parties. We are private by design.
💳 MULTIPLE WALLETS
Track cash, GCash, Maya, bank accounts, and credit cards with real-time balance updates.
📝 TRANSACTION TRACKING
Log income and expenses with categories, notes, and dates. Search and filter in real-time. Unlimited transactions for everyone.
🎯 BUDGETS & SAVINGS GOALS
Set monthly spending limits per category with visual progress bars and alerts. Create savings goals with deadlines and receive milestone notifications.
🔄 RECURRING TRANSACTIONS
Automate salary, bills, and subscriptions with daily, weekly, monthly, or yearly rules.
🐷 PALUWAGAN TRACKER
Track your group savings rotation. Set contribution amounts, total members, and your position—get notified when it's your turn to receive the pot.
🤝 LOAN TRACKER
Track money you lent and borrowed (utang & pahiram). Record partial payments, set due dates, and mark loans as settled.
📄 BILL REMINDERS
Set monthly bill due dates and get overdue alerts. Unpaid bills appear on your Dashboard automatically.
🏛️ SSS / PHILHEALTH / PAG-IBIG
Instantly compute mandatory government contributions based on your monthly salary. Shows employee and employer shares.
📊 ADVANCED ANALYTICS
Spending breakdown by category, monthly trends, wallet analysis, and savings rate.
📤 CSV & PDF EXPORT
Export transactions as a spreadsheet or styled PDF report for your personal records.
🔒 APP LOCK & BIOMETRICS
Protect your data with a 4 or 6-digit PIN or biometrics (fingerprint / Face ID).
🌐 OFFLINE MODE WITH SMART SYNC
Full access without internet. Changes sync automatically when reconnected. Built for the Philippine landscape.
🇵🇭 BUILT FOR FILIPINOS
Full English and Filipino (Tagalog) support. Philippine Peso, GCash, Maya, and local banking tools included.
Download IponBuddy today and make every peso count. 💙