IponBuddy: Budget & Finance

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Everyone
50+
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Everyone
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About this app

IponBuddy – Your Personal Finance Buddy 💙

The bilingual finance app built for Filipinos. Track expenses, manage budgets, handle loans, and monitor your paluwagan — all in one place. Works offline. Available in English & Filipino.

✨ SMART SMS AUTO-DETECTION
Stop logging transactions manually. IponBuddy can automatically detect and parse transaction alerts from GCash, Maya, BPI, BDO, UnionBank, Metrobank, and Security Bank. When you receive a financial SMS, a quick-log sheet appears—just review and save.

🔒 PRIVACY FIRST
All SMS parsing happens strictly on your device. Your financial data is never uploaded to our servers or shared with third parties. We are private by design.

💳 MULTIPLE WALLETS
Track cash, GCash, Maya, bank accounts, and credit cards with real-time balance updates.

📝 TRANSACTION TRACKING
Log income and expenses with categories, notes, and dates. Search and filter in real-time. Unlimited transactions for everyone.

🎯 BUDGETS & SAVINGS GOALS
Set monthly spending limits per category with visual progress bars and alerts. Create savings goals with deadlines and receive milestone notifications.

🔄 RECURRING TRANSACTIONS
Automate salary, bills, and subscriptions with daily, weekly, monthly, or yearly rules.

🐷 PALUWAGAN TRACKER
Track your group savings rotation. Set contribution amounts, total members, and your position—get notified when it's your turn to receive the pot.

🤝 LOAN TRACKER
Track money you lent and borrowed (utang & pahiram). Record partial payments, set due dates, and mark loans as settled.

📄 BILL REMINDERS
Set monthly bill due dates and get overdue alerts. Unpaid bills appear on your Dashboard automatically.

🏛️ SSS / PHILHEALTH / PAG-IBIG
Instantly compute mandatory government contributions based on your monthly salary. Shows employee and employer shares.

📊 ADVANCED ANALYTICS
Spending breakdown by category, monthly trends, wallet analysis, and savings rate.

📤 CSV & PDF EXPORT
Export transactions as a spreadsheet or styled PDF report for your personal records.

🔒 APP LOCK & BIOMETRICS
Protect your data with a 4 or 6-digit PIN or biometrics (fingerprint / Face ID).

🌐 OFFLINE MODE WITH SMART SYNC
Full access without internet. Changes sync automatically when reconnected. Built for the Philippine landscape.

🇵🇭 BUILT FOR FILIPINOS
Full English and Filipino (Tagalog) support. Philippine Peso, GCash, Maya, and local banking tools included.

Download IponBuddy today and make every peso count. 💙
Updated on
May 10, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection

What’s new

Groups are here! Create shared paluwagan rounds and savings goals with friends or family, synced in real time.

🌏 Now in 11 languages — added Indonesian, Thai, Vietnamese, Malay, Hindi & Chinese.
💱 30 currencies supported worldwide.
🏦 100+ official bank & e-wallet logos across PH, ID, MY, TH, VN, SG, IN & Global.
🔔 New Notifications Center & Recurring Transactions screen.