WalletHub: Credit Score & More

Contains ads
4.6
8.15K reviews
100K+
Downloads
Content rating
Everyone
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About this app

WalletHub is the first app to offer 100% free credit scores and full credit reports that update on a daily basis. WalletHub also provides a personalized plan for saving money and improving your credit score. Download this award-winning app and reach top WalletFitness®.

Sign up for a free WalletHub account to get:
• Free credit scores, updated daily
• A clear plan for improving your score
• Free credit reports, updated daily
• 24/7 credit monitoring to warn you of identity theft and fraud
• Savings alerts so you can repay your debt faster and avoid overpaying on your credit cards and loans
• Your custom-built debt payoff plan


2,000+ News Mentions, Including:
• The Wall Street Journal
• The New York Times
• The Washington Post
• CNBC
• Yahoo Finance
• MSN Money
• Forbes


Frequently Asked Questions:

Q: Is WalletHub Really Free?

A: Yes, it’s 100% free, and we’ll never even ask you for a credit card number.


Q: Will Using WalletHub Hurt My Credit?

A: Not at all. It’s only a “soft” inquiry when you check your latest credit report and score through WalletHub. So WalletHub may only help your credit as a result.


Q: Why WalletHub?

A: While there are a number of places to get a free credit score and free credit report (or at least a free trial) – from Credit Karma to Capital One’s Credit Wise – WalletHub's credit score app offer daily updates and a clear action plan. We’ll also give you personalized credit-improvement tips and help you maximize your savings as well as minimize your debt.


Q: Does The WalletHub App Include All WalletHub Features?

A: No, for the full WalletHub experience and accessibility features please use our website at https://wallethub.com


Q: How Will WalletHub Save Me Money?

A: Whether you have excellent credit or bad credit, WalletHub will automatically hunt for better deals so you’ll never get taken advantage of. And if your credit isn’t perfect, we’ll also help you improve it, enabling you to save thousands each year on your credit cards, mortgage, auto loan, student loan, car insurance and more. A strong credit rating will help indirectly with potential employers and landlords, too.


Q: Can WalletHub Help Me Improve My Credit?

A: WalletHub analyzes your latest credit score and report to identify your credit strengths and weaknesses. We then run a number of simulations to determine how different actions will impact your credit standing. Finally, we present you with a customized credit-improvement plan, along with a comprehensive credit scorecard. You can check it out on your account’s Credit Analysis page.


As your credit score improves, WalletHub will also give you personalized tips about which credit cards offer the highest approval odds and the most savings.


Q: How Does 24/7 Credit Monitoring Work?

A: WalletHub’s free credit monitoring keeps a round-the-clock watch on your TransUnion credit report and will notify you whenever there is an important change. In addition to email alerts, you can also customize your WalletHub account to receive SMS alerts, which most credit monitoring services don’t provide. This will give you the chance to quickly confirm the accuracy of credit-report changes and, if necessary, start sorting out any problems before they really get out of hand.
Updated on
Oct 17, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Financial info
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted
4.6
8.15K reviews
Diana Muise
November 24, 2022
I downloaded this app about a yr ago & it's really helped me to track my credit score. My husband & I went through a very rough period of time back in 2007-2014, to the point of being homeless & it took a lot of hard work to get ourselves back on top. Wallet Hub has really helped with tracking our credit scores and finances plus it is very helpful when it comes to fraudulent charges on CC's and identity theft, etc. I will (and do) recommend Wallet Hub to anyone!!
4 people found this review helpful
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Lawrence Lamb
October 9, 2022
Works well overall. However, I get cryptic notifications and emails that there's been a change to my record, but not why. The reason is usually a paid off account, but I do that every month. It turns their contact into an annoyance instead of help, and that's not good when something serious happens.
15 people found this review helpful
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WalletHub
October 9, 2022
Thanks for your feedback. Feel free to click the unsubscribe button from any notifications that are not useful to you. WalletHub allows full customization on what notifications each member gets. Hope this addresses the issue and improves your experience.
A Google user
December 11, 2018
I like the app design, it's pretty, clear and easy to use. BUT it is slow. every time you open the app, change the view or do anything, it shows a loading spinning wheel that takes a couple seconds to go away. It's ok to wait when opening the app, but having all the time makes the experience a bit annoying and ended up uninstalling it and going for another alternative.
102 people found this review helpful
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WalletHub
December 11, 2018
Hi Pedro, WalletHub is the only app that updates your info everyday with around the clock credit monitoring. Because of that, our data takes slightly longer to load. While we can completely understand what you're saying, we hope two extra seconds of your time is definitely worth 24/7 protection! In any case, we do hope you give us another try!

What's new

The award-winning WalletHub app is regularly updated to help you reach top WalletFitness® with features like your free credit score, WalletScore, and credit report.
In this version, we've included a number of improvements, bug fixes, and new features. Please email us your feedback at help@wallethub.com. We're listening!