WalletHub: Credit Score & More

Contains ads
4.7
9.57K reviews
500K+
Downloads
Content rating
Everyone
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About this app

WalletHub is the first app to offer 100% free credit scores and full credit reports that update on a daily basis. WalletHub also provides a personalized plan for saving money and improving your credit score. Download this award-winning app and reach top WalletFitness®.

Sign up for a free WalletHub account to get:
• Free credit scores, updated daily
• A clear plan for improving your score
• Free credit reports, updated daily
• 24/7 credit monitoring to warn you of identity theft and fraud
• Savings alerts so you can repay your debt faster and avoid overpaying on your credit cards and loans
• Your custom-built debt payoff plan


2,000+ News Mentions, Including:
• The Wall Street Journal
• The New York Times
• The Washington Post
• CNBC
• Yahoo Finance
• MSN Money
• Forbes


Frequently Asked Questions:

Q: Is WalletHub Really Free?

A: Yes, it’s 100% free, and we’ll never even ask you for a credit card number.


Q: Will Using WalletHub Hurt My Credit?

A: Not at all. It’s only a “soft” inquiry when you check your latest credit report and score through WalletHub. So WalletHub may only help your credit as a result.


Q: Why WalletHub?

A: While there are a number of places to get a free credit score and free credit report (or at least a free trial) – from Credit Karma to Capital One’s Credit Wise – WalletHub's credit score app offer daily updates and a clear action plan. We’ll also give you personalized credit-improvement tips and help you maximize your savings as well as minimize your debt.


Q: Does The WalletHub App Include All WalletHub Features?

A: No, for the full WalletHub experience and accessibility features please use our website at https://wallethub.com


Q: How Will WalletHub Save Me Money?

A: Whether you have excellent credit or bad credit, WalletHub will automatically hunt for better deals so you’ll never get taken advantage of. And if your credit isn’t perfect, we’ll also help you improve it, enabling you to save thousands each year on your credit cards, mortgage, auto loan, student loan, car insurance and more. A strong credit rating will help indirectly with potential employers and landlords, too.


Q: Can WalletHub Help Me Improve My Credit?

A: WalletHub analyzes your latest credit score and report to identify your credit strengths and weaknesses. We then run a number of simulations to determine how different actions will impact your credit standing. Finally, we present you with a customized credit-improvement plan, along with a comprehensive credit scorecard. You can check it out on your account’s Credit Analysis page.


As your credit score improves, WalletHub will also give you personalized tips about which credit cards offer the highest approval odds and the most savings.


Q: How Does 24/7 Credit Monitoring Work?

A: WalletHub’s free credit monitoring keeps a round-the-clock watch on your TransUnion credit report and will notify you whenever there is an important change. In addition to email alerts, you can also customize your WalletHub account to receive SMS alerts, which most credit monitoring services don’t provide. This will give you the chance to quickly confirm the accuracy of credit-report changes and, if necessary, start sorting out any problems before they really get out of hand.
Updated on
Jun 10, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Financial info
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
9.34K reviews
A Google user
December 11, 2018
I like the app design, it's pretty, clear and easy to use. BUT it is slow. every time you open the app, change the view or do anything, it shows a loading spinning wheel that takes a couple seconds to go away. It's ok to wait when opening the app, but having all the time makes the experience a bit annoying and ended up uninstalling it and going for another alternative.
263 people found this review helpful
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WalletHub
December 11, 2018
Hi Pedro, WalletHub is the only app that updates your info everyday with around the clock credit monitoring. Because of that, our data takes slightly longer to load. While we can completely understand what you're saying, we hope two extra seconds of your time is definitely worth 24/7 protection! In any case, we do hope you give us another try!
Jesse
January 13, 2023
I used to really recommend this app, however it is gotten to where notifications are being sent needlessly. For example, emails and push notifications warning of potential fraud activity when in fact it's something as simple as my credit score going up 2 points or a bill being paid. For example, paid my credit card bill and received "Please review the unconfirmed credit alert on your credit report! It's possible it is a sign of identity theft or an error that could be hurting your credit score."
166 people found this review helpful
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WalletHub
January 13, 2023
Thanks for the feedback, Jesse. The notifications are designed to draw your attention to changes on your credit report. However, you can easily adjust what kind of alerts you receive through the Notifications settings on your app, or by pressing “Unsubscribe” at the bottom of any email you get from us.
Eric Mckinley
February 8, 2024
Great app for keeping on top of your finances. Up to minute credit score and they provide many options to improve credit score or give you advice and resources to help build and improve your credit. The free version does quite a bit for free but the$9.99 a month provides credit monitoring enhanced and checks dark web for malicious activity concerning email addresses. Well worth the 10 bucks in my opinion. Have and will continue to recommend to friends!
26 people found this review helpful
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What's new

The award-winning WalletHub app is regularly updated to help you reach top WalletFitness® with features like your free credit score, WalletScore, and credit report.

In this version, we've included a number of improvements, bug fixes, and new features. Please email us your feedback at help@wallethub.com. We're listening!