Cairin: Pinjaman Uang Online

283K reviews
Content rating
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About this app

Cairin, an online cash loan application without secure collateral.

Loan Products
✅ Cash: IDR 300,000 - IDR 7,000,000
✅ Online loan period: The shortest tenor is 91 days, the longest is 365 days
✅ Interest Rate (maximum): 24% per year
✅ Example of CAIRIN calculation: If you choose a loan amount of IDR 1,000,000 with a period of 120 days, then the loan costs are as follows:
Monthly interest rate: 24%/12 = 2%
Monthly interest: IDR 1,000,000*2% = IDR 20,000
Monthly payment amount: IDR 1,000,000/4 + IDR 20,000 = IDR 270,000
Total interest: Rp. 1,000,000*(24%/360)*120 days = IDR 80,000
Total return fee: Rp. 1,000,000+Rp. 80,000=Rp. 1,080,000

Online money loans at Cairin are licensed and supervised by the OJK (Financial Services Authority).

Unsecured and Safe Online Cash Loan/Credit Application. You only need a KTP to start a loan. Funds will be disbursed after the submission is approved!

Who can borrow in Cairin?
❣️ Indonesian citizens aged 18 years and over
❣️ Have KTP or Passport
❣️ Have an Indonesian mobile number
❣️ Have a local bank account

🔻【How to Register 】
◉ Download the Cairin app from Google Play Store
◉ Fill in and complete personal data
◉ Wait for the verification process
◉ Loans disbursed to your account

🔻【Tips to Pass the Verification Process 】
◉ When filling in personal data, make sure the information such as Full Name matches the name recorded on your documents and account.
◉ Make sure your photos are clear and legible
◉ During the face verification process, make sure you are in a room with sufficient lighting and a stable internet connection
◉ The more complete the information you enter, the more chances you have to pass verification.

You can pay via: ATM, Mobile Banking, Internet Banking.
After paying, Cairin will receive proof of your payment automatically, then your loan will be paid off. We also support early payments!

Your data security and privacy is our priority:
◉ Cairin is an information technology-based lending and borrowing platform that is licensed and supervised by OJK.
◉ We will neither abuse nor sell your data.

Need a loan for sudden needs, such as home renovation, hospital fees, buying a motorbike/mobile phone, children's school fees? Looking for money loans online? Download and apply on the Cairin credit application today!

CAIRIN…Low Interest with Many Benefits!

Congratulations on applying for a loan with Cairin - Rupiah Fund Online Cash Loans!

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Funding Products
Cairin as an investment solution platform to be able to develop your finances!

Why should you fund in Cairin?:

✅ Attractive Flowers
Funding starts from IDR 300,000 with a short tenor (max 91 days) and an attractive interest rate of up to 15% p.a.

✅ Alternative Investment
As an alternative means of investment

✅ Maintained Data Security
Licensed and supervised by the Indonesian Financial Services Authority (OJK) and passed ISO 27001 certification.

✅ Product Information:
Funding duration: 30 days - 91 days
Return interest up to 15% p.a
Minimum Fund Amount = IDR 300,000
Maximum Funding Amount = IDR 4,000,000 per loan opportunity
Example: You decide to fund a borrower of IDR 10,000,000 for 365 days, with an interest rate of 15% p.a. At maturity, you will receive IDR 11,500,000.

For further information, contact CAIRIN customer service on Monday - Sunday, operating hours 09.00 - 18.00:

◉ Telephone : 021-24163377
◉ Email :
◉ Live chat within the Cairin app
◉ Website :
◉ Facebook:@CairinOfficial
◉ Twitter:@cairin_id
◉ Instagram:@cairin_id

PT. Idana Prosperous Solutions
Permata Senayan, Jl. Student Army Block E No.08
RT.1/RW.7, North Grogol,
Kebayoran Lama District, South Jakarta City,
Jakarta Capital Special Region
Updated on
May 22, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info and Photos and videos
This app may collect these data types
Personal info
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

282K reviews
February 28, 2023
I have applied for several times and there were several times also for unapproved/rejection... although Ive filled the true data/information. Weird! Not recomm.!
8 people found this review helpful
PT. Idana Solusi Sejahtera
March 1, 2023
Hi sobat cairin ! Mohon maaf atas ketidaknyaman. untuk keluhan dan saran lainnya, mohon untuk menyampaikan ke team customer service kami untuk dapat ditindaklanjuti. Dan pastikan selalu menghubungi akun resmi cairin. Akun resmi cairin: Instagram : @cairin_id Facebook : Cairin Official Email : Telepon : 021-24163377 Terima kasih
Ms G
December 13, 2020
Good fintech & great appl before but NOW its Bad application, payment verification is very slow, payment has been done but in the application it has not changed even though it has sent proof of payment to DC who bills by wa and today the application is listed as late payment, very disappointing. Even though the day before the due date, the system error was due to not showing up the virtual payment account number so payments could not be made. CS phone is also not active
65 people found this review helpful
PT. Idana Solusi Sejahtera
October 12, 2020
Hai :) Jika kamu memiliki keluhan, kritik dan saran, mengenai Pinjaman dana tunai online jangan sungkan untuk sampaikan kepada kami. Silahkan hubungi kami di: Email: Instagram: @cairin_id Facebook: CairinOfficial Customer Service: 021-24163377 Dengan senang hati kami akan melayani Anda. Terima kasih Sobat Cairin
Made Tiara Maharani
May 24, 2023
What they say about this application is true. This application just want collecting your data.

What's new

Incoming process optimization, known problem repaired.