Cairin: Pinjaman Uang Online

4.7
340K reviews
10M+
Downloads
Content rating
Everyone
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About this app

Cairin, a safe online cash loan application without collateral.

Loan Products
✅ Cash: IDR 300,000 - IDR 80,000,000
✅ Online loan period: Shortest tenor 91 days, longest 365 days
✅ Interest Rate (maximum): 24% per year
✅ Example of CAIRIN calculation: If you choose a loan amount of IDR 1,000,000 with a term of 120 days, then the loan costs are as follows:
Monthly interest rate: 24%/12 = 2%
Monthly interest: IDR 1,000,000*2% = IDR 20,000
Monthly payment amount: IDR 1,000,000/4 + IDR 20,000 = IDR 270,000
Total interest: Rp. 1,000,000*(24%/360)*120 days = IDR 80,000
Total return cost: IDR 1,000,000+IDR 80,000=IDR 1,080,000

Online money loans at Cairin are licensed and supervised by the OJK (Financial Services Authority).

Fast Loan Application/Online Credit Funds/Online Loans/unsecured and safe. You only need an ID card to start a loan. Funds will be disbursed once the application is approved!

Who can borrow at Cairin?
❣️ Indonesian citizens aged 18 years and over
❣️ Have an ID card
❣️ Have an Indonesian cellphone number
❣️ Have a bank account

🔻【How to Register 】
◉ Download the Cairin app from Google Play Store
◉ Fill in and complete personal data
◉ Wait for the verification process
◉ Loans are disbursed to your bank account

🔻【Tips for Passing the Verification Process 】
◉ When filling in personal data, ensure that information such as Full Name matches the name recorded on your KTP and account.
◉ Make sure your KTP photo is clear and legible
◉ During the face verification process, make sure you are in a room with sufficient lighting and a stable internet network
◉ The more complete the information you enter, the better your credit score and the greater your chance of passing verification.

🔻【HOW TO PAY 】
You can pay via: ATM, Mobile Banking, Internet Banking.
Once you have finished paying, Cairin will receive proof of your payment automatically, then your loan will be paid in full. We also support early payments!

🔻 [DATA SECURITY]
Your data security and privacy is our priority:
◉ Cairin is an information technology-based money lending and borrowing platform that is licensed and supervised by the OJK.
◉ We will not misuse or sell your data.

Need a loan for sudden needs such as house renovations, hospital fees, buying a motorbike/cellphone, children's school fees? Looking for an online loan? Download and apply on the Cairin credit application today, data is guaranteed to be safe!

CAIRIN Low Interest, High Loan Limits, Fast Process and Many Benefits!

Welcome to applying for a loan with Cairin - Online Cash Loans. High loan limits, fast and easy!

Funding Products
Cairin as an investment solution platform to earn money!

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Why should you fund at Cairin?:

✅ Attractive Flowers
Funding starts from IDR 300,000 with a short tenor (max 91 days) and an attractive maximum interest rate of up to 11% p.a.

✅ Investment Alternatives
As an alternative means of investment

✅ Data security is maintained
Licensed and supervised by the Indonesian Financial Services Authority (OJK) and passed ISO 27001 certification.

✅ Product Information:
Funding duration: 30 days - 91 days
Return interest up to 11% p.a
Minimum Fund Amount = IDR 300,000
Maximum Funding Amount = IDR 10,000,000 per loan opportunity
Example: You decide to fund a borrower of IDR 10,000,000 for 365 days, with an interest rate of 11% p.a. At maturity, you will receive IDR 11,500,000.

For further information, contact CAIRIN customer service Monday - Sunday, operational hours 09.00 - 18.00:

◉ Telephone: 021-24163377
◉ Email: cs@cairin.id
◉ Live chat in the Cairin application
◉ Website: https://www.cairin.id
◉ Facebook:@CairinOfficial
◉ X:@cairin_id
◉ Instagram:@cairin_id

PT. Idana Solusi Sejahtera
Rukan Permata Senayan, Block E52, 53, and 55, Jl. Student Army No.1, North Grogol, District. Kby. Lama, South Jakarta, Special Capital Region of Jakarta 12210
Updated on
Jun 9, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
338K reviews
Ms G
December 13, 2020
Good fintech & great appl before but NOW its Bad application, payment verification is very slow, payment has been done but in the application it has not changed even though it has sent proof of payment to DC who bills by wa and today the application is listed as late payment, very disappointing. Even though the day before the due date, the system error was due to not showing up the virtual payment account number so payments could not be made. CS phone is also not active
184 people found this review helpful
PT. Idana Solusi Sejahtera
October 12, 2020
Hai :) Jika kamu memiliki keluhan, kritik dan saran, mengenai Pinjaman dana tunai online jangan sungkan untuk sampaikan kepada kami. Silahkan hubungi kami di: Email: cs@cairin.id Instagram: @cairin_id Facebook: CairinOfficial Customer Service: 021-24163377 Dengan senang hati kami akan melayani Anda. Terima kasih Sobat Cairin
sari lucky
July 4, 2022
It was good at first although the limit very low and the due date sucks but it was fine but now.... the amount that they were transfer different with the amount stated before the loans. For ex. It stated that we will received 3.6 but in reality you just got 3.2 after the admin and so on.
76 people found this review helpful
Yohana Ayu S
February 9, 2021
Thats make me confussed when people say if this apk was quick for the process?? Really?? I already waiting for 2 days only for verification but still nothing happen. This is the most longest apk for waiting the verification then the other!! When the other only need less then 1 hour, this one not enough even already 2days?? Or maybe u just want to steal my information???
113 people found this review helpful
PT. Idana Solusi Sejahtera
February 9, 2021
Hai :) Jika kamu memiliki keluhan, kritik dan saran, mengenai Pinjaman dana tunai online jangan sungkan untuk sampaikan kepada kami. Silahkan hubungi kami di: Email: cs@cairin.id Instagram: @cairin_id Facebook: CairinOfficial Customer Service: 021-24163377 Dengan senang hati kami akan melayani Anda. Terima kasih Sobat Cairin

App support

Phone number
+622124155100
About the developer
PT. IDANA SOLUSI SEJAHTERA
cairin.id@gmail.com
Rukan Permata Senayan Blok E No. 52, 53 dan 55 Jalan Tentara Pelajar Kota Administrasi Jakarta Selatan DKI Jakarta 12210 Indonesia
+62 877-8318-3970