Forma: Flexible Benefit Suite

3.7
355 reviews
10K+
Downloads
Content rating
Everyone
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About this app

Forma offers the ultimate experience with unmatched flexibility when spending benefits allowances provided by your employer. This way, you can use benefits on your terms and choose what’s most meaningful to you.  

One platform for all benefits: With defined contributions and spending guidelines set, activating and using all your benefits is just a few clicks away.
3 ways to pay: Easily spend funds wherever you are with discounted items in the Forma Store, the Forma Visa Card, or submit claims for reimbursement. 
Snap and submit claims on the go: Just upload a picture of receipts and submit a claim anytime, anywhere.
Super fast processing: Claims review is among the fastest with a 48-hour review so you get reimbursed via direct deposit 2-3 business days after claims are approved.
Total transparency: Get a text when a claim is approved. With real-time spending and transaction history for all benefits, you can make every dollar count! 
Unparalleled support: Get help when you need it from our world-class member experience team available via chat, phone, and email 24/7. All humans. No bots.
Secure and compliant: Forma sits on top of a state-of-the-art payment architecture. Security, privacy, and fraud prevention are built-in.
Truly global: Payments and taxation are seamless and just work no matter where you are. 
Updated on
Feb 25, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App info and performance and Device or other IDs
This app may collect these data types
Personal info, Financial info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.7
352 reviews
Gene Ferguson
February 14, 2026
There are a couple reasons for my low rating and I hope the developers see this feedback. The app requires biometrics to initially authenticate, then I have to enter a username and password, and then a push notification that I have to authorize. That's 3 separate levels for authentication each and every time. No other apps do this and is poor design. Additionally when I go into settings and select "contact support" it goes to a blank screen and provides absolutely no way to contact support.
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Matthew Briggs
January 23, 2026
The app is buggy and becomes incorporeal when you click the Overview / Recents Android button to switch between recently opened apps. The "Get a magic link" button doesn't do anything from what I can tell (no email gets sent, even after waiting 30+ mins). Recently, they even added a login attempt timeout for when their own buggy garbage doesn't work. Great! Now I'm being punished because Forma can't integrate with Okta properly. Okta also disappears after Forma fails, so I can't even try again.
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Sándor Bokor
January 7, 2026
update: Android 14 works again. update the review to a 4. not 5 just because of it wasnt usable for months. Android 14 is no longer supported!!!! it is a 2 year old OS. Do better forma! what feature requires min android 15 in your app? Would give 0 stars if I could
2 people found this review helpful
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What’s new

bug fixes

App support

About the developer
Twic Inc.
appsupport@joinforma.com
47000 Warm Springs Blvd Ste 1-170 Fremont, CA 94539 United States
+1 310-439-8358