Josbernho is a simple, fast way to pay for the things you top up every day —
airtime, mobile data, cable TV and electricity — from a single wallet.
FUND YOUR WALLET
Get a dedicated bank account number that is yours alone. Transfer to it from any
Nigerian bank and your wallet is credited automatically. No card details, no
hosted checkout, no re-entering payment information.
AIRTIME AND DATA
Top up MTN, Airtel, Glo and 9mobile lines in seconds. Pick a number straight
from your contacts instead of typing it, and choose from the full range of data
bundles with the price and validity shown up front.
CABLE TV
Renew DStv, GOtv and Startimes subscriptions without leaving the app. Your
smartcard number is validated before payment so you always pay for the right
account.
ELECTRICITY
Buy prepaid units or settle a postpaid bill for the major discos. Prepaid tokens
are delivered in the app and on your receipt.
BUILT TO BE SAFE
Every purchase is protected by a 4-digit transaction PIN. Verify your identity
once with your BVN or NIN to unlock a permanent funding account.
KEEP YOUR RECORDS
Every transaction gets a receipt you can share or save as a PDF, with a full
searchable history and running balance.
Josbernho works on your phone and in any browser, so your wallet is always
within reach.
Buy airtime, data, cable TV and electricity from one secure wallet.