PocketBudJet — Budget & Save

In-app purchases
Content rating
Everyone
5+
Downloads
Content rating
Everyone
In-App Purchases
Learn more
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Privacy-first budgeting — no bank connection needed. Your data stays on your phone.

Import a PDF or CSV, or type it in. No bank login. No account. No ads.

PocketBudJet is for people who will not hand their bank login to a third party. Share a statement from your bank app, import CSV/OFX, or enter transactions yourself. Track envelopes, goals, and bills on your device.

15-day Premium trial. Card required through Google Play. Cancel anytime before the trial ends. Then $9.99/mo or $74.99/yr.

Simple at first, depth when you want it
- Import or add a few transactions → Home shows where your money went
- One optional nudge at a time
- Turn off tips in Settings for a quiet Home

See your money in five seconds
- Home glance: net, pace, bills due, subs to review
- True Available-to-Spend with envelope rollover
- Pace and spike alerts before month-end surprises

Import without a bank login
- PDF bank statements, CSV, OFX, receipt & screenshot OCR
- Email receipt forwarding
- Works offline — SQLite on your device

Shopping intelligence (Premium)
- Receipt-grounded, UPC-level price compare
- Crowd-backed sightings
- Pre-trip store picks and annual savings scorecard

AI Coach with your context (Premium)
- Plain English answers using your spend and envelopes
- Attach receipts and screenshots
- Self-hosted gateway — no third-party AI sees your identity

Built for real life
- Debt payoff (avalanche, snowball, custom)
- Savings goals with what-if bumpers
- Tax-ready exports with IRS line numbers
- Couples mode with optional local Bluetooth sync
- Web Companion — view and manage finances from any browser on your WiFi (no cloud account)
- 7 languages: English, Español, Deutsch, Français, Português, 中文, Italiano
- Apple Watch + Wear OS + home screen widgets

Premium ($9.99/mo · $74.99/yr after the trial): debt engine, credit-card intel, subscription tracker, what-ifs, full bill calendar, 90-day projection, health score, merchant analysis, receipt scan, full report export, plus Coach, shopping intelligence, cloud backup, and Web Companion.

No ads. No tracking pixels. No data brokers. No bank login required.

Support: support@josspatech.com

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://josspatech.com/docs/pocketbudjet/PocketBudJet_PrivacyPolicy.html
Privacy-first budgeting. No bank login. Your data stays on your phone.
Updated on
Sep 18, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    App info and performance
  • This app may collect these data types
    Personal info, App info and performance, and Device or other IDs
  • Data is encrypted in transit
  • You can request that data be deleted

What’s new

Privacy-first budgeting. No bank login. Import a statement or type it in. Premium is the toolkit, not bank connect.
Content rating
Everyone
In-App Purchases
Learn more

App support

Phone number
+18603451600
About the developer
JOSSPATECH LLC
support@josspatech.com
2389 Main St # 100 Glastonbury, CT 06033-4617 United States
+1 860-345-1600

Similar apps