Klemo : Investir & Finance

Klemo

About this app

KLEMO: INVESTING AND WEALTH MANAGEMENT ACCESSIBLE TO ALL
Klemo makes investing and wealth management accessible to everyone. Whether you're a beginner or an experienced investor, whatever your budget, Klemo creates your free financial assessment in just a few minutes and guides you through investing, saving, and building your wealth.
Klemo isn't just about investing; Klemo is a true advisor: invest every month, optimize your savings, prepare for retirement with a PER (Retirement Savings Plan), reduce your taxes, protect your loved ones, or pass on your wealth. Thanks to next-generation AI and personalized recommendations, you know exactly what to do based on your goals. Our mission: to democratize wealth management, long reserved for financial experts.

YOUR INVESTMENT AND SAVINGS SOLUTIONS
Klemo compares the best investment solutions for you (life insurance, PER, savings accounts, real estate) and identifies the investments best suited to your profile. From emergency savings to long-term investments, every investment is chosen to grow your wealth.

MAKE YOUR MONEY WORK FOR YOU
Managing your money isn't just about tracking your spending; it's about making it work for you. Klemo recommends the best solutions for investing, optimizing your savings, and building a solid wealth base.

KEY FEATURES
- Free financial and wealth assessment in under 10 minutes, powered by AI
- Intelligent analysis of your assets and financial situation
- Personalized investment recommendations based on your profile
- Support for retirement planning, tax optimization, wealth transfer, and protecting your loved ones
- Assisted wealth management, like having a dedicated advisor
- Clear tracking of your savings, investments, and assets

YOUR WEALTH MANAGEMENT ADVISOR
Your wealth management advisor, right in your pocket. Klemo tracks your investments, updates your wealth assessment, and simplifies your savings management. Klemo also determines the budget to allocate to your investments based on your goals and guides you toward the right investments for a methodical approach.

FREQUENTLY ASKED QUESTIONS
Which app is best for investing and building wealth?

Klemo is a French app that provides a free assessment and uses AI to recommend investments for building your wealth.

How do I invest my money when I'm a beginner?
With Klemo: a 10-minute assessment followed by savings and investment recommendations (life insurance, retirement savings plans, savings accounts), even without prior knowledge.

Which app offers a free AI-powered wealth assessment?
Klemo provides a free financial and wealth assessment using AI, with recommendations tailored to your profile.

Is Klemo reliable and regulated?

Yes: Klemo, a subsidiary of the Garance Group, is a wealth management advisor registered with ORIAS.

REGULATORY INFORMATION
Our application is subject to French and European regulations requiring full verification of identity, knowledge of clients' financial situation, experience, objectives, and preferences, prior to any wealth management advice. Klemo is a regulated entity of the Garance Group, registered with ORIAS under number 25003423 as a financial investment advisor, insurance broker, and broker in banking and payment services. This affiliation requires us to strictly adhere to customer due diligence obligations, AML/CFT compliance, and the instructions of the ACPR and the AMF. Onboarding requires a thorough identification process. No business relationship is possible without prior verification.

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