1M+
Downloads
Content rating
Everyone
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About this app

Get a fast loan with klikUMKM!

klikUMKM is licensed and supervised by the Indonesian Financial Services Authority (OJK) under registration number KEP-13/D.05/2021.

💰Loan Products
◉ Loan amount up to IDR 80,000,000
◉ Term: 91–180 days
◉ Interest rate (maximum APR): 36%/year

Loan Calculation Simulation Example:
For a IDR 2,000,000 loan with a 91-day term:

Daily interest: IDR 2,000,000 * 36% / 365 = IDR 1,972

Total interest: IDR 1,972 * 91 days = IDR 179,506

Total repayment: IDR 2,000,000 + IDR 179,506 = IDR 2,179,506

💪 Why Choose klikUMKM?
◉ No collateral required – Simply fill in the required information.
◉ 100% online process – No phone calls required, funds are disbursed immediately upon approval.
◉ Guaranteed Privacy – Personal data is protected.

😊 klikUMKM Application Process
Download the klikUMKM app on your mobile phone, create an account, and select the loan amount and term.

Complete your personal details – Ensure your selfie and ID photo are clear.

Verification process – The klikUMKM system will assess your eligibility.

Fund Disbursement – ​​Once approved, funds will be transferred directly to your account.

🔒 Privacy Security
klikUMKM, under PT Pinjaman Kemakmuran Rakyat, is committed to protecting user data and does not share information with third parties without permission.

📞 Contact Us
◉ Call Center: (021) 300-77-225
◉ Email: cs.admin@klikumkm.co.id
◉ WA: 0811-1928-2010
◉ Operating Hours: Monday–Friday, 9:00–18:00 WIB | Saturday, 9:00 AM - 12:00 PM
◉ Address: Artha Graha Building, 23rd Floor, SCBD, Jl. Jend. Sudirman Kav. 52-53, South Jakarta 12190

Beware of fraud! Ensure you only use official klikUMKM channels for all processes.
Updated on
Jan 18, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

What’s new

1. Memperbarui tampilan UI
2. Memperbaiki bug
3. Kini klikUMKM sudah lebih nyaman digunakan

App support

About the developer
PT. PINJAMAN KEMAKMURAN RAKYAT
it.dev@klikumkm.co.id
Artha Graha, Kawasan Niaga Terpadu Sudirman (SCBD) 23th Floor Jl. Jend. Sudirman Kav. 52-53 Kota Administrasi Jakarta Selatan DKI Jakarta 12190 Indonesia
+62 812-9710-9774

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