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About this app

KlikUMKM is an unsecured online loan application that is LICENSED and supervised by the Indonesian Financial Services Authority (OJK) with registration number S-190/NB.223/2021.

Why is KlikUMKM a partner in information technology-based lending and borrowing services for micro, small and medium enterprises in Indonesia?

▼Cost Transparency
No hidden fees.
(1) Loan Period: Starting from 61 Days to a Maximum of 12 Months
(2) Daily Interest: 0.075% to 0.8% per day
(3) Annual Interest: 27 % to 30 %
(4) Service Fee: Minimum 0% to Maximum 6% of Funds Disbursed to Loan Recipient

▼ MSME click simulation:
Loan principal: IDR 5,000,000
Tenor: 12 months
Interest Rate: 0.075% per day
Service Fee: Rp. 0
* then the loan disbursement received is IDR 5,000,000
* then the monthly installment payment for 12 months is IDR 529,167

▼ Easy registration at KlikUMKM
Your registration process is practical and easy.

▼Loan disbursement at KlikUMKM
Cash funds will be disbursed into your account after passing the KlikUMKM verification process

▼Practical repayment at KlikUMKM
Repayment can be made anywhere and anytime via ATM transfer & M-Banking

▼Customer Service at KlikUMKM
If you have questions or complaints, please contact us via the online service available in our application or call our customer service number. We are ready to serve you wholeheartedly.

▼klikUMKM maintains Privacy Security?
- KlikUMKM under the auspices of PT Kredit Kemakmuran Rakyat is committed to protecting user data and will not provide any information without the user's consent to anyone
- Following OJK guidelines, KlikUMKM only accesses the camera, microphone and location on the user's cellphone.

▼KlikUMKM Submission Requirements
1. Over 18 years old
2. Have an e-KTP
3. Be under the membership of the Association

▼Click MSME application process
1. Download the KlikUMKM application on your cellphone
After installing the KlikUMKM application, create an account and choose the nominal amount and duration of the loan according to your needs
2. Fill in your personal data completely
Complete your personal data, make sure your selfie and KTP photo have been taken clearly
3. Approval appears in the application
After the application is received, KlikUMKM will carry out a scoring process to ensure your loan application is worthy of approval.
4. Receive disbursement of funds
Once approved, funds will be disbursed to your account.

▼Benefits of Using KlikUMKM
Cash loans from KlikUMKM can be used for micro, small and medium business funding needs.

▼Contact Our Official Call Center
• CS call center: (021) 515-31-66
• WhatsApp: 0812-1036-9343
• Email: cs.admin@klikUMKM.co.id
• Working Hours: Monday - Friday, 09:00-18:00 WIB
• Address: The Capital Residence, Office Tower Fl. 6. Sudirman Integrated Commercial Area (SCBD), Jl. Gen. Sudirman Kav 52-53, South Jakarta - 12190

Recognize & avoid scammers. Be thorough in every application process until payment.

▼Official Social Media
Follow to get the latest updates & avoid fraud!
• Facebook :klikumkmindonesia
• Instagram : @klikumkm.id
• Instagram : @klikumkm

Website: www.klikumkm.co.id
Updated on
Jul 18, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
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No data collected
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