Sova: Budget & Split Expenses
In-app purchases
Everyone
info
5+
Downloads
About this app
Sova is a personal budget app and a shared-expense app in one. Your own money stays on your device; only the groups you share go to the cloud.
Two apps in one
Most budget apps can't split a dinner. Most bill-splitting apps have no idea what your balance is. Sova does both, so the numbers finally meet in one place — no spreadsheet in between.
See all your money at a glance
Accounts for cash, bank, cards and savings in any currency, converted into your base currency. The home screen shows your total balance, this month's income and expenses, and exactly what's safe to spend.
Split expenses with anyone
Create groups for trips, flatmates and events. Split equally, by exact amounts, by percentage or by shares. Sova tracks who owes whom and keeps one shared history everyone can see.
Settle up in the fewest payments
Four expenses split three ways leave eight little debts. Sova reduces them to two payments, tells you it did, and records each one as it is paid — so the balances actually reach zero.
Understand where it goes
Spending by category, cashflow over time, net worth, and a heatmap that shows which days cost you the most.
Budgets that keep you honest
Monthly budgets with optional rollover and a live safe-to-spend number, so you know what is really left before payday.
Reach every savings goal
Emergency fund, holiday, new car — set a target and Sova tells you the monthly amount that gets you there on time.
Never miss a bill
Add recurring bills and subscriptions once and Sova reminds you before each due date.
Private by design
Your personal ledger lives on your device. No bank logins, ever. Lock the app with a PIN or your fingerprint, and export a full backup or a CSV whenever you like.
Sova Pro
Free covers the whole personal side: unlimited accounts, transactions, budgets, savings goals, recurring bills and reports. Pro adds shared groups, JSON backup and CSV export. Monthly, 3-month and annual plans.
Light and dark, with tabular numbers that line up.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://sova.kodmap.co/en/privacy
Two apps in one
Most budget apps can't split a dinner. Most bill-splitting apps have no idea what your balance is. Sova does both, so the numbers finally meet in one place — no spreadsheet in between.
See all your money at a glance
Accounts for cash, bank, cards and savings in any currency, converted into your base currency. The home screen shows your total balance, this month's income and expenses, and exactly what's safe to spend.
Split expenses with anyone
Create groups for trips, flatmates and events. Split equally, by exact amounts, by percentage or by shares. Sova tracks who owes whom and keeps one shared history everyone can see.
Settle up in the fewest payments
Four expenses split three ways leave eight little debts. Sova reduces them to two payments, tells you it did, and records each one as it is paid — so the balances actually reach zero.
Understand where it goes
Spending by category, cashflow over time, net worth, and a heatmap that shows which days cost you the most.
Budgets that keep you honest
Monthly budgets with optional rollover and a live safe-to-spend number, so you know what is really left before payday.
Reach every savings goal
Emergency fund, holiday, new car — set a target and Sova tells you the monthly amount that gets you there on time.
Never miss a bill
Add recurring bills and subscriptions once and Sova reminds you before each due date.
Private by design
Your personal ledger lives on your device. No bank logins, ever. Lock the app with a PIN or your fingerprint, and export a full backup or a CSV whenever you like.
Sova Pro
Free covers the whole personal side: unlimited accounts, transactions, budgets, savings goals, recurring bills and reports. Pro adds shared groups, JSON backup and CSV export. Monthly, 3-month and annual plans.
Light and dark, with tabular numbers that line up.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://sova.kodmap.co/en/privacy
Budget your own money and split bills with friends — two apps in one.
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
App support
About the developer
Semih Dik
kodmapdev@gmail.com
Bağcılar/İstanbul
34218 istanbul/İstanbul
Türkiye
