Content rating
Everyone
Content rating
Everyone
Learn more
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Screenshot image
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About this app

Moni is your AI-powered financial companion β€” a smart, supportive friend who helps you navigate your financial life through natural conversation.

πŸ’¬ CHAT ABOUT YOUR MONEY
Ask Moni anything in plain English:
β€’ "How do I save for a house deposit?"
β€’ "What should I know about opening an ISA?"
β€’ "Help me plan my finances for the year."
Moni responds with genuinely useful guidance β€” not jargon.

πŸŽ™οΈ TALK, DON'T TYPE
Send voice notes and Moni understands β€” just like chatting with a friend.

πŸ—ΊοΈ GUIDED FINANCIAL JOURNEYS
Moni walks you through real financial milestones step by step:
β€’ 🏠 Buying your first home
β€’ πŸ’° Opening an ISA
β€’ πŸ“ˆ Getting started with investing
β€’ πŸ”„ Switching bank accounts
β€’ And more β€” from starting a business to planning for a baby
Track your progress, discuss each step with Moni, and move forward with confidence.

🎯 GOALS, STREAKS & REWARDS
Stay motivated with built-in gamification:
β€’ Daily check-ins build your streak
β€’ Earn coins for completing challenges and milestones
β€’ Collect badges as you progress
β€’ Accept new challenges tailored to your journey

🧠 REMEMBERS YOUR CONTEXT
Moni learns what matters to you and picks up where you left off. No repeating yourself.

πŸ”’ SECURE BY DESIGN
β€’ Phone number verification with OTP
β€’ Biometric login (fingerprint & face unlock)
β€’ Configurable auto-lock
β€’ Bank-grade encryption

Built with ❀️ by Koodooka. We believe everyone deserves a financial companion that's smart, supportive, and actually enjoyable to use.

Questions? Reach us at support@koodooka.com
Updated on
May 28, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Audio and 2 others
Data is encrypted in transit
You can request that data be deleted
Content rating
Everyone
Learn more

App support

About the developer
ONE GROUP FINTECH LTD
development@koodooka.com
167-169 Great Portland Street LONDON W1W 5PF United Kingdom
+44 7500 896168