Moni is your AI-powered financial companion — a smart, supportive friend who helps you navigate your financial life through natural conversation.

💬 CHAT ABOUT YOUR MONEY
Ask Moni anything in plain English:
• "How do I save for a house deposit?"
• "What should I know about opening an ISA?"
• "Help me plan my finances for the year."
Moni responds with genuinely useful guidance — not jargon.

🎙️ TALK, DON'T TYPE
Send voice notes and Moni understands — just like chatting with a friend.

🗺️ GUIDED FINANCIAL JOURNEYS
Moni walks you through real financial milestones step by step:
• 🏠 Buying your first home
• 💰 Opening an ISA
• 📈 Getting started with investing
• 🔄 Switching bank accounts
• And more — from starting a business to planning for a baby
Track your progress, discuss each step with Moni, and move forward with confidence.

🎯 GOALS, STREAKS & REWARDS
Stay motivated with built-in gamification:
• Daily check-ins build your streak
• Earn coins for completing challenges and milestones
• Collect badges as you progress
• Accept new challenges tailored to your journey

🧠 REMEMBERS YOUR CONTEXT
Moni learns what matters to you and picks up where you left off. No repeating yourself.

🔒 SECURE BY DESIGN
• Phone number verification with OTP
• Biometric login (fingerprint & face unlock)
• Configurable auto-lock
• Bank-grade encryption

Built with ❤️ by Koodooka. We believe everyone deserves a financial companion that's smart, supportive, and actually enjoyable to use.

Questions? Reach us at support@koodooka.com