Zash Loan-Digital Loans Kenya

Zillions Credit Limited

About this app

About Zash Loan

Zash Loan is a digital lending platform designed to provide eligible customers in Kenya with convenient access to unsecured personal loans through a simple and secure mobile application process.

Customers are presented with the applicable loan amount, repayment amount, loan term and all applicable charges before deciding whether to accept a loan offer.
1.Product Information
• Loan Amount: Ksh500 to Ksh100,000 (subject to eligibility assessment).
• Loan Term: Customers may apply for loan products with repayment periods of up to 91 days, depending on the loan product offered and their eligibility.
• Representative APR Range: 274%–1,500% per annum, depending on the loan product, repayment period and applicable interest rate.
•Actual loan amounts, loan terms, applicable charges, repayment schedules and due dates are displayed within the App before customers decide whether to accept a loan offer.

Representative Example
• Loan Amount: Ksh 15,000
• Loan Term: 61 days
• Applicable Interest Rate for this Representative Example: 45%
• Total Interest Charge: Ksh 6,750
• Total Amount Due: Ksh 21,750
• Monthly Instalment (2 payments): Ksh 10,875 per instalment
No processing fees are charged unless otherwise disclosed before loan acceptance.
This representative example is provided for illustration purposes only. Actual loan amount, interest, applicable charges, repayment schedule and total repayment are determined based on the loan product offered and the customer's eligibility, and will be presented before loan acceptance.

Why Choose Zash？
• Paperless application
• No collateral required
• Fast digital application
• M-PESA disbursement upon approval
• Transparent loan information before acceptance
• Eligible customers may qualify for higher credit limits based on repayment history and continued eligibility.

2.Eligibility
• Be a Kenyan resident
• Be at least 18 years old
• Have a source of income
Meeting the eligibility criteria does not guarantee loan approval.
3.Repayment Methods
• M-PESA Paybill 733555 (Account Number: your registered mobile number)
• Zash Loan App using M-PESA Express
• Enter the repayment amount and confirm the transaction using your M-PESA PIN.
• Timely repayment may improve your eligibility for higher credit limits.
• Applicable repayment details are presented within the App before loan acceptance.

4.Privacy
Your personal information is processed securely in accordance with applicable Kenyan laws and our Privacy Policy. Where permitted or required by applicable law, your information may be shared with authorised service providers and licensed Credit Reference Bureaus (CRBs) for purposes permitted by law.

5.Consumer Disclosure
Customers are provided with sufficient time and information to review the applicable loan terms before deciding whether to accept or decline a loan offer.
Before any loan is disbursed, customers are presented with:
• Loan amount
• Applicable interest
• Fees (if any)
• Total repayment amount
• Repayment schedule
• Due date
Customers are under no obligation to accept a loan offer after reviewing the applicable loan terms, repayment schedule and total repayment amount.


6.CONTACT US
!
Email: [e-mail]
Website: www.zashloan.com
Call: [phone]
WhatsApp:[phone]

Ratings and reviews

The app is good, and I'm satisfied with the rates. I've even been able to increase my limit, which I appreciate. However, the customer service is very stupid, impatient and unprofessional. When I needed the paybill to repay my loan because I didn't have access to my smartphone, I received rude responses, insults and all sorts of harassment instead of help. That experience left my loan overdue and seriously affected my confidence in using the service.

It's such a magnificent app, so easy to register, appealing and easily grants affordable loans, it's come handy when I was in a fix. Very exceptional! Anyone should try it and won't be disappointed!

I would have said that its the best lending app but no it's not , although it has a low interest rate which is easier to repay. they don't give you the loan, they just keep rejecting my request.

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