Zash Loan-Get loan instantly

4.3
238K reviews
Content rating
Everyone
5M+
Downloads
Content rating
Everyone
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About this app

Zash Loan can give a instant loan to help everyone in Kenya who need money to grow their businesses, go shopping or finance any other emergencies.
1.Product:
• Loan Amount: KSh 500 – KSh 200,000
• Loan period: 91 days - 365 days
Maximum loan limit: Ksh 200,000
Low interest (maximum APR): 25% per year

For example:for loans of ksh 20,000 with a term during 91 days, the fees charged are as follows:
Monthly interest rate : 25% / 12 = 2.08%
Monthly interest : ksh 20,000 * 2.08% = ksh416
Total monthly payment :ksh20,000 / 3 + ksh 416 = ksh7082.67
total repayment bill including principle and interest shall be:
ksh 20,000.00 + ksh20,000* 2.08%*3= ksh 21,248

1.Why loan from Zash Loan?
• No Credit report required
• Paperless and digital process on your mobile
• No collateral requirements
• Get 7/24 access to loan anytime and anywhere
• Disburse to your M-PESA directly in 1 minute once approved
• Available across Kenya
• As the credit score grows, the loan limit gradually increases
• Variety of convenient repayment methods
• Can apply for loan extension if you don't have enough money to repay

2.who can apply for loan
• Kenya Resident
• 18-60 years old
• has a source of income.

3.How to repay the loan?
• through our M-pesa Paybill 733555 and the account no. is the mpesa phone number you sign up with/ through our APP M-pesa express
• enter the amount you pay and enter the pin of M-pesa
• good repayment will increase your credit score

4.Security
Your data is safe with us. It is transferred over a secure HTTPS connection to us, and we do not share it with anyone without your consent except the Lenders. All the transactions are secured via a 128-bit SSL encryption.

5.CONTACT US
!
We’re always excited to hear from you! If you have any feedback, questions, or concerns, please e-mail us at cs@zashloan.com

Address: One Padmore Place,George Padmore Road,Nairobi City,Kenya
Updated on
Jun 1, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity and Device or other IDs
This app may collect these data types
Personal info, Financial info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
237K reviews
Brian Sego
June 13, 2026
This app is very bogous and time wasting. I've tried not once nor twice to apply for a loan and be rejected. Zk pesa is better than this app 😞😤
2 people found this review helpful
Zillions Credit Limited
June 17, 2026
Hello. We're sorry to hear that your experience has been disappointing. Loan approval is determined through an automated assessment based on our lending criteria, and unfortunately, not all applications qualify. We hope you'll consider applying again in the future as eligibility may change over time. Call us on 0709462300.^JM
Wesley Collins (wesree)
April 9, 2026
terrible customer service. Their helpline doesn't work. Calling them via WhatsApp doesn't work as well. Their repayment period is ridiculous I was offered 25k but they want you to repay in just 2 weeks. Interest is also very high for the short term they offer you to repay. If I could give less than 1 star I would. I recommend other loan app if you value your sanity
32 people found this review helpful
Zillions Credit Limited
April 10, 2026
Hi Wesley , if you have any concerns, please share them with us at cs@zashloan.com or via WhatsApp at 0796848128. We are constantly striving to enhance the app's features and quality, and customer satisfaction is our top priority. Your feedback would be greatly valued and useful. We look forward to hearing from you! ^CI
Edwin Wamalwa
May 17, 2026
They will give you money but very high interest, short repayment and the worst is that they harass you with sms's & calls way before the due date. Those messages will continue even after you have cleared their amount. Messages will keep coming from different numbers all day all night, left right and center asking you to repay something you have already paid. I wonder what they would do to someone who is actually late to repay. Too much harassment, just annoying. If they can improve on that.
8 people found this review helpful
Zillions Credit Limited
May 19, 2026
Hello Edwin. Thank you for your feedback, and we understand your concerns. Please note our system considers multiple factors when determining these terms, and they are not fixed. We strive to ensure transparency and provide all loan details before disbursement. Kindly reach out to us at cs@zashloan.com. for further clarification and report ^ KR