Zash Loan-Get loan instantly

4.3
233K reviews
5M+
Downloads
Content rating
Everyone
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About this app

Zash Loan can give a instant loan to help everyone in Kenya who need money to grow their businesses, go shopping or finance any other emergencies.
1.Product:
• Loan Amount: KSh 500 – KSh 200,000
• Loan period: 91 days - 365 days
Maximum loan limit: Ksh 200,000
Low interest (maximum APR): 25% per year

For example:for loans of ksh 20,000 with a term during 91 days, the fees charged are as follows:
Monthly interest rate : 25% / 12 = 2.08%
Monthly interest : ksh 20,000 * 2.08% = ksh416
Total monthly payment :ksh20,000 / 3 + ksh 416 = ksh7082.67
total repayment bill including principle and interest shall be:
ksh 20,000.00 + ksh20,000* 2.08%*3= ksh 21,248

1.Why loan from Zash Loan?
• No Credit report required
• Paperless and digital process on your mobile
• No collateral requirements
• Get 7/24 access to loan anytime and anywhere
• Disburse to your M-PESA directly in 1 minute once approved
• Available across Kenya
• As the credit score grows, the loan limit gradually increases
• Variety of convenient repayment methods
• Can apply for loan extension if you don't have enough money to repay

2.who can apply for loan
• Kenya Resident
• 18-60 years old
• has a source of income.

3.How to repay the loan?
• through our M-pesa Paybill 733555 and the account no. is the mpesa phone number you sign up with/ through our APP M-pesa express
• enter the amount you pay and enter the pin of M-pesa
• good repayment will increase your credit score

4.Security
Your data is safe with us. It is transferred over a secure HTTPS connection to us, and we do not share it with anyone without your consent except the Lenders. All the transactions are secured via a 128-bit SSL encryption.

5.CONTACT US
!
We’re always excited to hear from you! If you have any feedback, questions, or concerns, please e-mail us at cs@zashloan.com

Address: One Padmore Place,George Padmore Road,Nairobi City,Kenya
Updated on
Feb 6, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity and Device or other IDs
This app may collect these data types
Personal info, Financial info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
231K reviews
Wesley Collins (wesree)
April 9, 2026
terrible customer service. Their helpline doesn't work. Calling them via WhatsApp doesn't work as well. Their repayment period is ridiculous I was offered 25k but they want you to repay in just 2 weeks. Interest is also very high for the short term they offer you to repay. If I could give less than 1 star I would. I recommend other loan app if you value your sanity
1 person found this review helpful
Zillions Credit Limited
April 10, 2026
Hi Wesley , if you have any concerns, please share them with us at cs@zashloan.com or via WhatsApp at 0796848128. We are constantly striving to enhance the app's features and quality, and customer satisfaction is our top priority. Your feedback would be greatly valued and useful. We look forward to hearing from you! ^CI
Walter Cheruiyot
April 2, 2026
using this app is easy and the questions that are being asked is easy to answer and it doesn't take time when downloading loan limit is being calculated faster and it has drawing bonus I would like people to use this platform when they are in need of emergency loan or any money they need at that time it is faster and affordable
3 people found this review helpful
Zillions Credit Limited
April 3, 2026
Hi , Thank you for the great review and your 5-star rating. We’re so happy you had an awesome experience. We are glad we were able to help you in your time of need.We are constantly working to add more features to the App to make your experience much better. Continue enjoying our safe, fast and reliable Loans ^CI
Boniface Mafabi
February 26, 2026
My experience with Zash Loan was very disappointing. They advertise 6% interest and up to 90 days repayment, but I was given a loan with 53.86% interest and only 14 days to repay. This is very misleading. After the due date, I started receiving many calls from private numbers, which felt like harassment. Please don’t be fooled by the advertisement or positive reviews. Always check the real loan terms before accepting. This is my honest personal experience.
17 people found this review helpful
Zillions Credit Limited
February 28, 2026
Hello Boniface. Thank you for your feedback. We’re sorry your experience did not meet expectations. Loan interest rates and repayment periods vary based on individual assessment, and full terms are shown in the app before acceptance. We apologize if the reminder calls felt excessive and will review. For assistance, email us on cs@zashloan.com ^AG

What’s new

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