Sefa: Dollar Savings Wallet

Blue Zenith Technologies

About this app

Protect your savings from the falling naira. Sefa keeps your money in dollars — and now you can add money and cash out in naira, straight from your bank account.

Sefa is a self-custody wallet built for Nigeria and the diaspora. Put naira in, hold steady dollars, take naira out when you need it — and stay in control of your money at all times.

WHY PEOPLE USE SEFA
• The full loop, in one app. Add money by bank transfer, hold it in steady dollar stablecoins (USDT, USDC), and cash out to your Nigerian bank account. The rate and fee are shown before you confirm — what you see is what you get.
• Know the moment it lands. Sefa alerts you when money arrives and when your cash-out completes.
• Send money home. Reach family and friends across the world in minutes, with low network fees. A Sefa payment link opens the app with the recipient already filled in.
• Your keys, your money. Sefa is non-custodial — your keys stay on your phone. We never hold or touch your funds.
• Convert your coins. Swap within Solana or Ethereum, bridge between networks, or convert Bitcoin — in a few taps, with the rate shown up front.
• Naira-aware. See your balance in US dollars with a naira figure beside it, so the value is always clear.
• One wallet, many networks. Hold and move Bitcoin, Ethereum and Solana from a single, simple app.
• Questions? The built-in assistant answers instantly, right in the app.

BUILT FOR EVERYDAY USE
No jargon. No complicated setup. Sefa explains each step in plain words — whether this is your first wallet or your fifth.

YOUR MONEY STAYS YOURS
Sefa never holds, locks, or moves your money without you. Every action is approved by you with your fingerprint or PIN and signed on your device. Your recovery phrase belongs to you alone — keep it safe.

A small, clearly shown service fee may be included when you add money, cash out, or convert between coins. No hidden charges and no subscription.

Sefa is a wallet for holding and moving your own money, not a bank. Saving in dollars is steadier than the naira, but dollar values can still move.

What’s new

• Invite a friend, both get $1: share your invite link or code and you each get $1 USDC when they add $10 or more from their bank.

• More bank accounts: save more than one bank account and choose where your cash out goes.

• Faster help: when the assistant can't solve it, you reach a human quicker, and chat timestamps are now more reliable.

• Clearer messages when your connection drops mid-payment, plus smaller fixes and polish.