Lendnote: Smart Debt Tracker

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About this app

Tired of forgetting who owes you money — or how much you still owe a friend? Lendnote is a simple debt tracker and loan tracker that helps you record every amount you lend and borrow, so no debt ever slips through the cracks.

Whether it's a small loan to a friend or money you borrowed last month, Lendnote keeps your personal finances clear, organized, and always up to date.

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KEY FEATURES
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SMART AI INPUT
Just type naturally — "Lent John $50 for lunch" — and let AI instantly parse it into a structured transaction. No tedious forms. Review and confirm in one tap.

TRACK LENDING AND BORROWING
Record four transaction types: Lend, Borrow, Collect, and Repay. Every loan becomes a clear debt record you can follow from start to settled.

SMART DASHBOARD
See your net balance at a glance — total money owed to you, total you owe, due-soon reminders, and your most recent transactions, all on one screen.

PARTIAL PAYMENT TRACKING
Collecting or repaying money in installments? Lendnote automatically applies each payment to the oldest debt first and updates the remaining balance for you.

DEBT RECORDS AND STATUS
Monitor every debt through clear stages: Active, Partially Paid, Settled, and Overdue. Progress bars show exactly how much is left.

CONTACT MANAGEMENT
Organize debts by person. Instantly see each contact's net balance, active debt count, and overdue alerts in one place.

DUE-DATE REMINDERS
Set a due date on any loan and get a local notification when repayment time arrives. Never chase a forgotten debt again.

POWERFUL SEARCH AND FILTERS
Find any transaction or debt record fast — search by name or note, filter by type and status, and sort by date or due date.

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WHY CHOOSE Lendnote
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PRIVATE BY DESIGN
All financial data is stored locally on your device. Your transactions and contacts never leave your phone.

NO ACCOUNT NEEDED
Start tracking debts immediately. No sign-up, no email, no hassle.

FAST AND INTUITIVE
A clean, modern interface designed to log a loan in seconds.

AI THAT SAVES TIME
The smart parser turns everyday language into accurate records, so you spend less time on data entry.

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PERFECT FOR
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Tracking loans between friends and family
Managing roommate and shared expenses
Remembering small IOUs that add up
Anyone who wants a clear money lending app without spreadsheets

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Stop relying on memory and messy notes. Download Lendnote today and take control of every loan you give and every debt you owe — the simple, private debt tracker that keeps your money organized.

What’s new

Stability improvements and bug fixes for a smoother experience.