RealBudget: Envelope Budgeting

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About this app

RealBudget helps you organize your money with envelope budgeting in a clean, modern, and intuitive way.

Create digital envelopes for your spending categories, track expenses, and always know what’s available to spend.

Whether you prefer manual budgeting or automatic bank imports, RealBudget makes it simple to stay organized and in control.

✨ Key Features
✅ Create envelopes for groceries, dining, bills, savings, and more
✅ Know exactly what’s left to spend in each category
✅ Flexible budget periods — monthly, weekly, bi-weekly, quarterly, yearly, and more
✅ Automatic bank transaction imports*
✅ Helpful spending estimates based on past transactions*
✅ Share budgets with family or partners in real time*
✅ Carry over leftover funds between budget periods
✅ Savings envelopes for long-term goals
✅ Export budget data to CSV
✅ Access your budget across mobile devices and the web*
✅ Clean, simple, and distraction-free design

✨ Free and Premium Options
RealBudget is free to use on a single mobile device and on the web.

Upgrade anytime with RealBudget Premium:

Share Tier — $3/month USD
✔ Share budgets in real time
✔ Access budgets across multiple mobile devices

Sync Tier — $10/month USD
✔ Everything included in Share
✔ Automatic bank transaction imports
✔ Spending estimates based on past transactions
✔ 30-day free trial for first-time subscribers

*Bank sync currently available in the US & Canada.

Start envelope budgeting with RealBudget today.

Ratings and reviews

This budget app is great! It mimics an envelope style budget, and it gives you all the same flexibility as a physical system would. For starters, getting setup takes less than 10 minutes - there's no bank connection, and it's all manual, which I like. Adding transactions is very easy and flexible. You can transfer funds and transactions between envelopes. There' a rollover option at month's end. There's savings and debit envelopes. It checks all the boxes for me, and I'm super happy!

So far, this is the only mobile app that suit my needs. It allows me to set up a budget for the following month. Instead of using cash/debit, I use credit cards. I assign each credit card to a particular use such as food purchases, shopping and copays, car services and gas, etc. Since credit cards have different billing cycles, the app's functionality to allow future month budgetting had helped me track how much I spend on each envelope. If possible, can you make the envelope smaller width?

I have been wanting to start using the "envelope" system for a while, and this app works exactly like regular money envelopes work. I find it very easy to use and you can add as many envelopes as you need for your budget, which is great because some of the other budgeting apps limit the amount of envelopes you can have. The dark mode is also easy on the eyes. Thank you to the developer for this wonderful app. It will definitely keep me on track!

What’s new

Improved onboarding with additional explanations to make setup easier to understand.