RealBudget: Envelope Budgeting

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About this app

The envelope budgeting system is an intuitive and effective way to manage money and track spending. RealBudget brings this powerful method to your fingertips in a clean, simple, and modern way.

Create digital envelopes, track expenses, and take full control of your finances. Whether you're virtually cash stuffing individual envelopes or setting up a full zero-based budget, RealBudget uses envelope budgeting to make managing your finances effortless and organized.

✨ Key Features
✅ Custom Budget Periods – Choose from monthly, weekly, bi-weekly, semi-monthly, quarterly, or yearly
✅ Budget Sharing* – Collaborate in real-time with others and receive instant updates and notifications
✅ Bank Sync* – Automatically import bank transactions
✅ Flexible Rollover Options – Decide what happens to leftover funds at the end of each budget period
✅ Persistent Savings Envelopes – Set aside funds and track savings over time
✅ Transaction Notes – Add details for better tracking and budgeting insights
✅ Access Across Devices* – Budget seamlessly across phones, tablets, and the web
✅ Custom Number Formatting – Make your amounts look just the way you expect
✅ Export to CSV – Easily export budget data for spreadsheets
✅ Community Board – Stay motivated by budgeting alongside friends and family

✨ Free and Premium Access
Free to use on a single mobile device and on the web. The RealBudget Premium subscription has a Share tier ($3 per month USD) and a Sync tier ($10 per month USD) with free trials for first time subscribers. Upgrade to unlock:
✔ Budget Sharing – Invite others to manage a budget together in real-time
✔ Access Across Devices – Access your budget across multiple mobile devices
✔ Bank Sync – Automatically import bank transactions into the app (Sync tier only; currently available in US & CA)

Take control of your finances today!

Ratings and reviews

I have been wanting to start using the "envelope" system for a while, and this app works exactly like regular money envelopes work. I find it very easy to use and you can add as many envelopes as you need for your budget, which is great because some of the other budgeting apps limit the amount of envelopes you can have. The dark mode is also easy on the eyes. Thank you to the developer for this wonderful app. It will definitely keep me on track!

This budget app is great! It mimics an envelope style budget, and it gives you all the same flexibility as a physical system would. For starters, getting setup takes less than 10 minutes - there's no bank connection, and it's all manual, which I like. Adding transactions is very easy and flexible. You can transfer funds and transactions between envelopes. There' a rollover option at month's end. There's savings and debit envelopes. It checks all the boxes for me, and I'm super happy!

As a former Simple customer, I have been struggling to find an app that works the way Simple did. This app provides the essential part that I really enjoyed with Simple, and that is envelope budgeting. It doesn't connect to your bank account so you have to remember to enter the transactions yourself. The app is very easy to use. I'm glad that transactions can be edited or deleted. The interface is clear and easy to read. Overall, I am more pleased with this app than any other I have tried.

What’s new

Income Tracking Mode
- Track income each budget period and use it to guide how much you allocate to your envelopes. Supports recurring income, bank sync, and optional hold amounts.

Improved Interface
- Updated UI for better clarity and accessibility, including a cleaner transaction layout and streamlined bottom sheets and dialogs.

Envelope Search
- Quickly find envelopes by typing their name.