FlashCredit

FlashCredit App

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About this app

Apply in Minutes, Receive in Hours
Get the money you need with FlashCredit's ultra-fast and reliable lending platform. We provide high-amount personal loans through a seamless process, right at your fingertips.
Just download the app, register with your details, and submit your application. No lengthy paperwork, no branch visits. Get a loan instantly and receive funds in your account within hours upon approval.

High Loan Amounts Up to ₦1,000,000
Whether it's for a small emergency or a major project, we've got you covered. Enjoy access to substantial credit, with loan amounts ranging from ₦3,000 to a massive ₦1,000,000.

Low and transparent interest fee
The APR(annual interest rate) will vary among 12% to 36% depending on your risk profile. The maximum APR is 36%. Maintain a good repayment history will help you to get a lower fees for the repeat loans.

Flexible Repayment Tenure
Choose a loan repayment plan that fits your budget perfectly. Select flexible tenures from 91 to 365 days to comfortably manage your finances without stress.

See How It Works: A Clear Example
Loan Amount: ₦100,000
APR(Annual Interest Rate): 18%
Loan Tenure: 4 Months
Total Interest: ₦100,000 * (18% / 12) * 4 = ₦6,000
Total Repayment Amount: ₦100,000 (principal) + ₦6,000 (interest) = ₦106,000
Your Monthly Repayment: ₦106,000 / 4 = ₦26,500
This is just an example. Your exact rate and amount will be based on your credit assessment.

Are You Eligible?
Be a Nigerian Citizen
Age 18 and above
A valid Bank Verification Number (BVN) and Bank Account

Contact us:
Please don't hesitate to contact us if you encounter any problem.
Email: [e-mail]
Phone number: 07044826181, 09026335082
Online service: We recommend you to reach us via the online customer service within the FlashCredit App.
Website: https://www.flashcreditapp.com/
Address: 154 Obafemi Awolowo Way, by Dipeolu St, Ikeja, Lagos
Post code:100281
Working hours: Monday to Saturday: 09:00 - 18:30, Sunday: 12:00 - 17:00

Ratings and reviews

hello, let it be on record that I repaid as at when due but your app keeps fluctuating. cos I promise I will never pay what I didn't owe. at first it brought out a certain amount to be repay I did, and then it brought out a higher amount again with 1,500+ extra, I paid again. only for me to refresh again and brought out the first lower one. Anyways, I have paid, so please rectify it or refund the money back while you work on your app...it's past 2 days and my repayment is still not reflectiv!

I see wat your people are doing and I won't talk much I have paid and it's not reflect at first I thought it was coupon that's I didn't see the amount or how the transition was finalized but taking another loan today I noticed this is a scam scheme and I'm not the first person,don't worry I have screenshot everything needed to be saved and I will notify the authority and the fact that the app is till on playstore and I will be write a later to Acetech Finance Limited and FCCPC also to the police

They are a thief, the moment I borrow money I already repay the money. the money does not reflect on the loan it keeps bringing I don't repay. that is very bad after I repay the money they keep calling me to pay. the app is so annoying. and I regret it. it is very bad app😡

What’s new

Improve user experience