FlashCredit

FlashCredit App

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About this app

Apply in Minutes, Receive in Hours
Get the money you need with FlashCredit's ultra-fast and reliable lending platform. We provide high-amount personal loans through a seamless process, right at your fingertips.
Just download the app, register with your details, and submit your application. No lengthy paperwork, no branch visits. Get a loan instantly and receive funds in your account within hours upon approval.

High Loan Amounts Up to ₦1,000,000
Whether it's for a small emergency or a major project, we've got you covered. Enjoy access to substantial credit, with loan amounts ranging from ₦3,000 to a massive ₦1,000,000.

Low and transparent interest fee
The APR(annual interest rate) will vary among 12% to 36% depending on your risk profile. The maximum APR is 36%. Maintain a good repayment history will help you to get a lower fees for the repeat loans.

Flexible Repayment Tenure
Choose a loan repayment plan that fits your budget perfectly. Select flexible tenures from 91 to 365 days to comfortably manage your finances without stress.

See How It Works: A Clear Example
Loan Amount: ₦100,000
APR(Annual Interest Rate): 18%
Loan Tenure: 4 Months
Total Interest: ₦100,000 * (18% / 12) * 4 = ₦6,000
Total Repayment Amount: ₦100,000 (principal) + ₦6,000 (interest) = ₦106,000
Your Monthly Repayment: ₦106,000 / 4 = ₦26,500
This is just an example. Your exact rate and amount will be based on your credit assessment.

Are You Eligible?
Be a Nigerian Citizen
Age 18 and above
A valid Bank Verification Number (BVN) and Bank Account

Contact us:
Please don't hesitate to contact us if you encounter any problem.
Email: [e-mail]
Phone number: 07044826181, 09026335082
Online service: We recommend you to reach us via the online customer service within the FlashCredit App.
Website: https://www.flashcreditapp.com/
Address: 154 Obafemi Awolowo Way, by Dipeolu St, Ikeja, Lagos
Post code:100281
Working hours: Monday to Saturday: 09:00 - 18:30, Sunday: 12:00 - 17:00

Ratings and reviews

hello, let it be on record that I repaid as at when due but your app keeps fluctuating. cos I promise I will never pay what I didn't owe. at first it brought out a certain amount to be repay I did, and then it brought out a higher amount again with 1,500+ extra, I paid again. only for me to refresh again and brought out the first lower one. Anyways, I have paid, so please rectify it or refund the money back while you work on your app...it's past 2 days and my repayment is still not reflectiv!

I Requested a 12000 naira loan for augent payent for goods. Since morning up to tbis minute the money hasnt reflected in my account and the flashcredit add already have evidence of dusbursment in addition to interest. Ive. Called my Bank more than 10 time, same reply . the money is not in my account. I Have come hear because all flashctedit numners is switched off. What is going on?

I have sent their money to them, ensuring that the transaction was completed promptly and accurately, yet despite this, they continue to call me every day, their persistent inquiries ringing through my phone like clockwork. Each call seems to carry a sense of urgency, as if they are seeking reassurance or perhaps clarity about the funds that have already been transferred. I can hear the frustration in their voices, a mixture of disbelief and anxiety, as they express their concerns over the situa

What’s new

New version:
1.Bug fixes.
Please keep updating regularly for a better experience.