FlashCredit

FlashCredit App

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About this app

Apply in Minutes, Receive in Hours
Get the money you need with FlashCredit's ultra-fast and reliable lending platform. We provide high-amount personal loans through a seamless process, right at your fingertips.
Just download the app, register with your details, and submit your application. No lengthy paperwork, no branch visits. Get a loan instantly and receive funds in your account within hours upon approval.

High Loan Amounts Up to ₦1,000,000
Whether it's for a small emergency or a major project, we've got you covered. Enjoy access to substantial credit, with loan amounts ranging from ₦3,000 to a massive ₦1,000,000.

Low and transparent interest fee
The APR(annual interest rate) will vary among 12% to 36% depending on your risk profile. The maximum APR is 36%. Maintain a good repayment history will help you to get a lower fees for the repeat loans.

Flexible Repayment Tenure
Choose a loan repayment plan that fits your budget perfectly. Select flexible tenures from 91 to 365 days to comfortably manage your finances without stress.

See How It Works: A Clear Example
Loan Amount: ₦100,000
APR(Annual Interest Rate): 18%
Loan Tenure: 4 Months
Total Interest: ₦100,000 * (18% / 12) * 4 = ₦6,000
Total Repayment Amount: ₦100,000 (principal) + ₦6,000 (interest) = ₦106,000
Your Monthly Repayment: ₦106,000 / 4 = ₦26,500
This is just an example. Your exact rate and amount will be based on your credit assessment.

Are You Eligible?
Be a Nigerian Citizen
Age 18 and above
A valid Bank Verification Number (BVN) and Bank Account

Contact us:
Please don't hesitate to contact us if you encounter any problem.
Email: [e-mail]
Phone number: 07044826181, 09026335082
Online service: We recommend you to reach us via the online customer service within the FlashCredit App.
Website: https://www.flashcreditapp.com/
Address: 154 Obafemi Awolowo Way, by Dipeolu St, Ikeja, Lagos
Post code:100281
Working hours: Monday to Saturday: 09:00 - 18:30, Sunday: 12:00 - 17:00

Ratings and reviews

this is not quite what I expected.these are the reasons (1) the steps is too much (2) after so much stress my loan limits is just 3000 i agreed that maybe because it's the first time I was about to accept the loan when i saw that they are not going to credit the amount fully because of the service fee which is 900 so the amount they are going to credit is 2100 and am going to pay 3000 in seven days. am highly disappointed in these app

I just wanted to check out the app without intending to borrow....next thing I have been credited, the interest was not clearly stated and the duration of payment was not known either. I would like to send back this money within 24 hours, the money was sent within 45 minutes of writing this review. I do not intend to take the loan and I consider this action fraudulent in itself.

Terrible Experience!! Requested a loan and the amount delivered was slashed, but on the app, I am supposed to pay the amount that I requested for. So unfair!! Y'all better do something about this. Besides, thier interest rates were hidden from the onset, and it's quite a lot.