FlashCredit

FlashCredit App

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About this app

Apply in Minutes, Receive in Hours
Get the money you need with FlashCredit's ultra-fast and reliable lending platform. We provide high-amount personal loans through a seamless process, right at your fingertips.
Just download the app, register with your details, and submit your application. No lengthy paperwork, no branch visits. Get a loan instantly and receive funds in your account within hours upon approval.

High Loan Amounts Up to ₦1,000,000
Whether it's for a small emergency or a major project, we've got you covered. Enjoy access to substantial credit, with loan amounts ranging from ₦3,000 to a massive ₦1,000,000.

Low and transparent interest fee
The APR(annual interest rate) will vary among 12% to 36% depending on your risk profile. The maximum APR is 36%. Maintain a good repayment history will help you to get a lower fees for the repeat loans.

Flexible Repayment Tenure
Choose a loan repayment plan that fits your budget perfectly. Select flexible tenures from 91 to 365 days to comfortably manage your finances without stress.

See How It Works: A Clear Example
Loan Amount: ₦100,000
APR(Annual Interest Rate): 18%
Loan Tenure: 4 Months
Total Interest: ₦100,000 * (18% / 12) * 4 = ₦6,000
Total Repayment Amount: ₦100,000 (principal) + ₦6,000 (interest) = ₦106,000
Your Monthly Repayment: ₦106,000 / 4 = ₦26,500
This is just an example. Your exact rate and amount will be based on your credit assessment.

Are You Eligible?
Be a Nigerian Citizen
Age 18 and above
A valid Bank Verification Number (BVN) and Bank Account

Contact us:
Please don't hesitate to contact us if you encounter any problem.
Email: [e-mail]
Phone number: 07044826181, 09026335082
Online service: We recommend you to reach us via the online customer service within the FlashCredit App.
Website: https://www.flashcreditapp.com/
Address: 154 Obafemi Awolowo Way, by Dipeolu St, Ikeja, Lagos
Post code:100281
Working hours: Monday to Saturday: 09:00 - 18:30, Sunday: 12:00 - 17:00

Ratings and reviews

flash credit is helpful loan app. I must say. but they have to improve in the areas of: 1. amount is small to people that borrowing for biz. 2. time frame for payment is too short. interest rate have to be a considerate one. because the biz. cannot move forward if customers are put in a tight collar. Because paying back is the key to keep the biz afloat.

It's look like you take advantage of your customers by making them to for what they never took. I was made to pay 10k last week for a loan I never took and immediately I saw a coupon which says that I will pay again in one week's time. This is a fraud. Scam of the highest order

Stupid app... I need a loan to someone important and after all the suffering, I was offered 3500 Naira to pay 5000 Naira within 7 days. This app is a scam and I wouldn't recommend anyone unless you're not ready to repay just like me. When you order a better loan, repayment will be assured.

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