RupiahGo

Valora Infotech

About this app

RupiahGo - Your New Choice for a Smart Lending Platform
Key Product Benefits
Smart Matching Engine: AI algorithm compares various licensed financial institutions, automatically selecting the optimal solution
Highly Flexible Terms: Supports short-term emergency loans from 91 days to medium- to long-term working capital of up to 12 months
Wide Loan Range: Supports IDR 1,000,000 to IDR 20,000,000, meeting diverse funding needs
No Hidden Fees: Transparent pricing with no hidden fees
Regulatory Compliance: All products are supervised by the Financial Services Authority (OJK) for secure funds, with an APR capped at 29.2%
Technology Leadership: Leveraging advanced technology, the entire process is encrypted
Transparent Interest Rate Example
IDR 5,000,000 Loan | Daily Interest 0.06% | 91-Day Term
Daily interest = IDR 5,000,000 × 0.06% = IDR 3,000
Total interest = IDR 3,000 × 91 = IDR 273,000
Total payment = IDR 5,000,000 + IDR 273,000 = IDR 5,273,000
Security Certification
• Fully compliant with the Indonesian Personal Data Protection Act (UU 27/2022)
• Credit assessment data is used only for loan matching and is automatically anonymized after 14 days
Suitable for
— Professionals with a fixed income facing temporary cash flow shortages
— Micro-business owners needing short-term working capital
— First-time loan applicants looking to build credit history
— Consumers planning installment purchases for mobile phones/home appliances
Three Simple Steps to Borrowing
1. Register and complete ID verification
2. Select a loan product and Submit an application
3. Funds are transferred directly to the designated bank account
Important Notice: Borrow responsibly within your repayment capacity; late payments will affect your credit score.