L&T Finance PLANET - Loan App

L&T Finance

About this app

Need quick access to Instant Loans? The PLANET Loan App is your trusted financial solution to get loans online with ease.

PLANET Loan App is designed to support both immediate financial needs and long-term goals. Whether you require an instant personal loan for urgent expenses or a home loan for future planning, this secure finance app provides simple access to credit. With clear eligibility, transparent charges, and flexible repayment options, this loan app helps manage borrowing for personal, business, or education needs.

Why Choose PLANET Loan App?

● Loan App - Get Cash Instantly: Apply online and receive quick approval with fast disbursal directly to your account.
● Flexible Loan Options: From a personal loan app for immediate needs to a home loan or SME loan for larger goals, manage everything in one place.
● Fast & Reliable Access: Our instant personal loan app ensures timely approvals and disbursals without paperwork hassles.
● Smart Finance: Enjoy a 100% paperless process, EMI calculator, repayment tracking, and easy access to loan statements.
● Safe & Transparent Borrowing: All charges are disclosed upfront, with secure processing backed by an RBI-registered NBFC.

Highlights of Our Online Personal Loan Services

● Finance Amount: ₹50,000 to ₹25 Lakh
● Repayment Tenure: 12 to 60 months
● Annual Percentage Rate (APR): 10.5% to 26% (reducing basis)
● Processing Fees: 0% to 3%

Example:

● Loan Amount: ₹ 10,00,000/-
● Interest Rates: 12% p.a. on a reducing basis
● Tenure: 48 months
● Processing Fee (PF): 2% (₹ 20,000/-)
In this case, the actual loan details will be:
● Net disbursement amount - ₹9,80,000/- (Loan amount – PF)
● Estimated EMI: ₹ 26,445/-

If you opt for insurance, its cost will be added to the loan and increase the EMI accordingly.

Fee & charges information: https://www.ltfs.com/our-products/personal-loans/fees
Privacy Policy URL - https://www.ltfs.com/privacy-policy

T&C Apply

Loan Categories Available

● Personal Loan App - Apply online for quick and flexible personal loans with convenient EMIs.
● Instant Loan - Get urgent cash needs covered with fast approval and instant disbursal.
● Home Loan - Secure housing finance through a simple digital process with clear repayment options.
● Business & SME Loan - Manage working capital requirements or grow your business.
● Professional Loans - Tailored credit solutions for doctors, CAs, and self-employed individuals.
● Two-Wheeler Loan - Finance your bike or scooter with affordable EMI plans.
● Farm & Agri Loan - Simplified loan options to support farmers and agri-based enterprises.
● Micro Loan - Small ticket loans designed to meet short-term personal or business requirements.

Key Features of Planet Loan App

● Loan EMI Calculator: Estimate EMIs before applying.
● Credit Score Access: Track your CIBIL score directly.
● Loan Statements: Download repayment schedules, foreclosure letters, and NOC kits.
● Paperless Loans: Complete your application online with minimal documents.
● Finance Apps Convenience: Manage all loans and repayments in one place.

Who Can Apply?

● Salaried professionals across India.
● Self-employed individuals, entrepreneurs, and shop owners.
● Doctors, CAs, and professionals needing customized finance.
● Farmers and small businesses seeking agri or SME loans.

Why PLANET Loan App Stands Out - Safe and Secure Loans

Unlike many loan apps in India, PLANET offers a wide range of services - from instant loans to home loans, with clear rates, flexible EMIs, and transparency. As a trusted personal loan app and finance platform, the PLANET Loan App ensures a smooth and secure borrowing experience.

Download the PLANET Loan App today and apply for a personal loan, instant loan, or home loan, and more online. Manage your finances with confidence using one of India’s trusted finance apps.

Contact Us:
For feedback on our online loan app, mail us at [e-mail]

Ratings and reviews

Worst experience. Beware before taking Home Loan with L&T Finance. They will not release your List of Documents if you want to move to other Banks as their Interest Rate is High. Regarding the App they charge you to get your List of Documents & other documents. I had the worst experience dealing with these issues & I am still facing challenges when trying to move to other Banks due to L&T high rate of Interest.

it was my life's biggest mistake to finance a bike from Larsen and toubro finance I am not able to use this app the last two months because they are not sending the OTP so that I can login very fragile app cheap app and above all the worst two wheeler finance company of the world I want to give minus stars but there is no provision it's now more than two months I am not able to use the app as I am not receiving OTP on my registered number but they are doing nothing to get my problem resolve

I had a very disappointing experience with my loan process. I was initially informed that the loan amount would be ₹1,22000, later I was told it would be ₹1,285 00, but the final disbursal was ₹1,31260. This inconsistency, along with undisclosed charges, is very unfair

What’s new

Introducing PLANET 3.0 – Enhanced features to simplify your loan journey.

- Simplified Interface: Navigate your app with ease and clarity.
- Gold Loan Quick-pay: Make instant EMI payments with just one tap.
- Marketplace Integration: Explore Two-wheelers, Farm products, and exclusive Auctions.
- Property Services: Get instant property valuations and search your dream property.
- SME Banking Solutions: Pay upcoming EMIs for your overdraft accounts seamlessly.