KwachaHelper

LIWIRO MICROCREDIT LTD

About this app

KwachaHelper – Fast, Reliable Digital Loans in Malawi, Up to MK 300,000.

We are a trusted digital loan platform in Malawi, providing instant online loans to cover urgent cash needs – from medical bills and school fees to daily household expenses. Our mobile lending app offers a simple, paperless application process, so you can access funds without the hassle of bank queues or lengthy paperwork.
Loans are provided by Liwiro Finance Limited, a fully licensed and regulated microfinance institution by the Reserve Bank of Malawi. Your money is in safe, compliant hands.

Product Overview

Loan Amount: MK 10,000 ~ MK 300,000
Loan Term: 90~180 days
Loan interest ( per annum ) : 18.25% ～33.27%
Loan interest ( per day ) : 0.05% ~ 0.09%
Service rate: 1% ～3%

For example:
If you apply for a loan, after review, your borrowable limit is
MK10,000, You choose a repayment period of 90 days. Annual loan rate is 20% and service rate is 1%
Your repayment plan is as follows：
Daily interest rate=20%/365=0.05%
The interest for 90 days =10,000x0.05%x90= 450
The service fee=10000*1%=100
The total repayment=10,000+450+100= 1,0550

Why choose us?

① High Limits – Up to MK 300,000.
② Online Application – No paperwork, apply anywhere.
③ Revolving Credit – Better rates for timely repayment.
④ No Hidden Fees – Transparent pricing.
⑤ Licensed – Regulated by the Reserve Bank of Malawi.

Who Can Apply?

① Legal residents of Malawi
② Aged 20 to 65 years
③ Have a stable source of income and the ability to repay

Application Steps

① Fill in your basic personal information on the app.
② Submit your application – 24/7 online support.
③ Receive your loan directly into your designated collection account.
Build a good repayment history and enjoy higher limits and better rates every time you borrow.

Contact Us

Email: [e-mail]
Phone: [phone]
Address: Off M1 Road, Area 6, Micro Finance Office, Plot No 6/150, Lilongwe, Malawi

What’s new

Fix some bugs.