Masarify — Expense Tracker

GemTech

In-app purchases

About this app

Masarify is your personal money manager and expense tracker — Arabic and English, offline, with voice input and an AI money assistant. Track every expense, set budgets and savings goals, and see where your money actually goes.

Unlimited transactions, free. No account needed. No ads.

BUDGET PLANNER & SPENDING TRACKER

• Budgets across one or many categories, live progress
• Start your budget month on payday, not the 1st; pick your own week start
• Roll unspent budget into the next period, or start clean
• Savings goals tracking every contribution, with milestone nudges
• Spending pace, top categories, cash-flow charts, a daily heatmap, calendar

VOICE TRANSACTION ENTRY

Say a whole day in one go — "a coffee for 45 and a taxi for 30" — and Masarify splits it into separate categorized entries you swipe to approve. Egyptian Arabic, Modern Standard Arabic and English. Income, transfers and bill payments too.

EXPENSE CATEGORIES & MULTI-WALLET

• Expenses, income and transfers in seconds, categorized automatically
• Cash, bank, mobile wallet and credit-card accounts, each with a running balance, plus Egyptian bank logos
• 34 bilingual categories, searchable in Arabic and English

MULTI-CURRENCY

• 19 currencies — EGP, SAR, AED, KWD, QAR, DZD, IQD, USD, EUR and more, with the right decimals for Gulf dinars
• Every account holds its own currency; totals convert into your base currency
• One tap shows the whole app in a single currency, natively — nothing estimated
• Cross-currency transfers record what actually arrived; rates ship in the app, so conversion works offline

BILLS, SUBSCRIPTIONS & REMINDERS

• Bills and subscriptions (rent, internet, streaming) that record themselves
• Swipe to mark one paid or skip a cycle; auto-pay from any wallet
• Bill reminders, budget alerts at 80% and 100%, goal milestones, a daily recap, quiet hours
• If your phone blocks reminders, Masarify detects it and shows what to change

YOUR AI MONEY ASSISTANT

Ask your money anything in plain language, powered by Gemini — "how much did I spend on coffee last month?" — and let it create transactions, budgets and goals for you. It learns which shop belongs to which category, and shows you every rule to approve, refuse or undo.

Your Smart Profile reads your spending style — Saver, Balanced or Spender — on your phone.

EXPORT, BACKUP & SECURITY

• Free export to CSV, PDF or a full JSON backup, saved to your phone
• Restore from that file, so a new phone costs you no history
• PIN lock, optional fingerprint or face unlock, auto-lock timing

MASARIFY PRO

• Unlimited voice logging, 30-second notes (free: 20 a month, 20s each)
• 30 AI chats a day (free: 10)
• Unlimited accounts, budgets, goals and subscriptions (free: 2, 2, 1, 3)
• Custom categories of your own (free: the 34 defaults)
• 5 keywords per budget and goal (free: 1)
• Compare any period with last year or a range you choose
• Encrypted daily Google Drive backup, plus location tagging

Monthly or yearly — cancel anytime in Google Play.

PRIVATE BY DESIGN

• Offline-first: every core feature works with no internet. Voice, AI and Drive backup need a connection.
• Your transactions stay on your device. No cloud sync by default.
• When you use the AI, a summary of your finances is sent so it can answer. If "Personalize AI with my data" is on, your name, age, job and income bracket go too.
• Analytics are OFF by default (opt-in, anonymized). Crash reports are always sent so we can fix stability bugs. No ads. Delete All Data really does.
• Drive backup is your own encrypted file on your Drive — we never see it.
• Privacy policy: montivagant.github.io/masarify-legal/privacy.html

ARABIC-FIRST, BUILT FOR EGYPT & MENA

Full right-to-left layout and Arabic-Indic numerals — built for Arabic, not translated. Your currency and week start match your region.

Thank you to everyone who told us what was broken — most of this came from you.

Start managing your money offline, in Arabic or English. Made in Egypt.

What’s new

Thank you for being with Masarify.

Coming from an older version? This is a big step:

• Multiple currencies — hold accounts in any of 19 currencies. Conversion is automatic, and each budget can carry its own currency.
• Arabic done right — consistent Arabic numerals everywhere, and PDF reports finally export correctly in Arabic.
• Reminders you can trust — they survive a restart, and tapping one opens the right screen.
• Voice entry learns the shops you name.

Your data stays on your device.