Pay with Rewards

Mastercard International Incorporated

About this app

Mastercard Pay with Rewards is only available on certain Mastercard cards. Please check with your issuer of your card for availability.

Pay with Rewards allows you to spend your points like cash at millions of participating locations worldwide. This app allows you to connect a Mastercard card and configure when and where your points will be redeemed. When using your card, your payment is processed as normal. If you choose to redeem points you will receive a statement credit to your card.

Getting Started
* Connecting your card to the Pay with Rewards app is simple: enter your Pay with Rewards-enabled Mastercard card number and establish a four digit app PIN. The PIN will be used by the app to protect your personal settings and information.
* Answer the security questions. Your questions are based on information your financial institution has on file. Select any one question from the list. If you have questions or are not able to proceed, please contact the issuer of your card.
* The home screen will show your points balance, the cash equivalent of your points balance, and your current Pay with Rewards setting. Turn Pay with Rewards on for subsequent purchases, or leave it off and choose from recent purchases eligible for redemption under Activity.

Ratings and reviews

After the latest update, it crashes completely after loading my balance, almost like a tease. I have cleared the app data, uninstalled, re-installed, and even tried it on a different phone, using a different version of android, but to no avail. Please fix this, as it removes the only benefit to having a rewards mastercard, and as it currently stands, there is no point in keeping it, when there are better deals and options available

App will not even start now since latest update. When it did work, it's very slow, it only shows the last 2 weeks of transactions. It misses out points for transactions that should get points. There is no help, online chat. I've been using the app for about 4 months and already getting emails to use my points before they expire yet they don't expire for 3 years. Very poorly written app.

The worst app I've ever used. Didn't give me my "welcome points" then when you redeem a purchase, it disappears after a day. Not all transactions are eligible, for no reason at all. Computer games on amazon for example, can't be redeemed. But a dog bed on Amazon can? It's like it's purposely designed to stop you using it. Extremely strange app, I expected better seems you have to have an upgraded bank account with HSBC to get it

What’s new

Bug fixes and UI enhancements