4.0
3.76K reviews
Content rating
Everyone
500K+
Downloads
Content rating
Everyone
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About this app

Mastercard Pay with Rewards is only available on certain Mastercard cards. Please check with your issuer of your card for availability.

Pay with Rewards allows you to spend your points like cash at millions of participating locations worldwide. This app allows you to connect a Mastercard card and configure when and where your points will be redeemed. When using your card, your payment is processed as normal. If you choose to redeem points you will receive a statement credit to your card.

Getting Started
* Connecting your card to the Pay with Rewards app is simple: enter your Pay with Rewards-enabled Mastercard card number and establish a four digit app PIN. The PIN will be used by the app to protect your personal settings and information.
* Answer the security questions. Your questions are based on information your financial institution has on file. Select any one question from the list. If you have questions or are not able to proceed, please contact the issuer of your card.
* The home screen will show your points balance, the cash equivalent of your points balance, and your current Pay with Rewards setting. Turn Pay with Rewards on for subsequent purchases, or leave it off and choose from recent purchases eligible for redemption under Activity.
Updated on
Jan 22, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection

Ratings and reviews

4.0
3.7K reviews
Sophie Gardner
March 19, 2026
App won't work at all since I recieved a new card. Deleted my old one and then when I try to add the new card, it keeps asking me to make an account by adding a pin. It then takes me to the screen where I add the card number, it then comes up with an error message and it won't go any further. This has been a problem for two weeks. I have emailed Mastercard but not had a response.
5 people found this review helpful
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Andrei Fulop
March 5, 2026
As most of the customers have the same issue , I will reporting as well my bad experience , when my app show me I have 15000 point worth of 150£ and and in 3 days disappeared without to be used or radem. 7 calls on customer number not resolved, chat over the bank app, not resolved and the balance shows now 242 without using the above points. this is modern robbery . try to avoid this type of reword card and the lies as well
3 people found this review helpful
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Dakota Faith
July 7, 2024
After the latest update, it crashes completely after loading my balance, almost like a tease. I have cleared the app data, uninstalled, re-installed, and even tried it on a different phone, using a different version of android, but to no avail. Please fix this, as it removes the only benefit to having a rewards mastercard, and as it currently stands, there is no point in keeping it, when there are better deals and options available
51 people found this review helpful
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What’s new

Bug fixes and UI enhancements