iMudra by IRCTC - Wallet, Card

8.31K reviews
Content rating
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About this app

iMudra is a Truly Made In India payments app. Download IRCTC iMudra App to get your first digital & physical card linked to your iMudra digital wallet. Use your iMudra Card to make payments at your favourite online and offline stores & get cashback upto Rs.2000. Also experience a seamless ticket booking experience with IRCTC.

Top-up your iMudra wallet using debit/credit card, UPI & create your first digital card (powered by VISA) which works just like a debit card. Use your digital card to make online transactions in all online stores. iMudra also offers physical card for your offline & online purchases (powered by VISA & RuPay).

Join lakhs of Indians who are using IRCTC iMudra for all their payment needs & experience a seamless ticket booking experience. Get latest offers & earn cashback as you pay. Just signup with few basic details & get started.

What you can do with the iMudra App:

- Create your first digital card (powered by VISA) & link it with your wallet. Top up your wallet & pay using digital card at your favorite shopping, food delivery, travel, entertainment, gaming app/sites & other 100+ apps.

- Order your physical card (powered by VISA & RuPay) which is linked with your wallet. Top up your wallet & pay using physical card at your favorite offline stores anytime, anywhere! No internet, no problem!

- Experience a seamless ticket booking experience at IRCTC. Skip the queue by not waiting for OTP confirmation while booking your ticket. All you need is your IRCTC account & iMudra can handle the rest with support for tatkal bookings & instant payments.

- You can instantly transfer money to any mobile number with an active iMudra wallet and receive money from your contacts anytime, anywhere! It is much better than internet banking.

- Get rewarded by cashback of upto Rs.2000 into your wallet as you pay. The more you pay, the more you get rewarded

- Seamless Aadhaar based KYC process to experience all the benefits of iMudra

iMudra App is safe & secure with data kept in India, unlike other payments app

India’s first digital wallet with a card. For more details visit our website:
Updated on
May 28, 2021

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App info and performance
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted
8.31K reviews
Sarvesh Mishra
July 7, 2022
This is the worst app that I have ever seen in my life. First thing, it's Debit Card is always not working when we have to Debit money from it. Second thing, it's always show that this app is facing technical issues. And, the last thing is that, due to their random technical issues, you can't Login into this app neither you can create new account into this app. 😠😠😠😠
65 people found this review helpful
IRCTC Official
November 21, 2021
We highly regret the inconvenience. However, we could not understand the exact problem. Please shoot us a message at with relevant details. We'll be more than happy to assist you. Thanks.
suraj rajawat
July 20, 2020
Absolutely, love it! 👉 ( 0 C 5 5 0 ) 👈 and get bonuses... Genius level game. I am in level 125. But one annoying thing about this game is that the rest team had got much better weapons than the left team. I've been getting no feedback whatsoever regarding my game that freezes 90 out of 320 games to play. I lost a lot of points because of this issue, and there is absolutely nothing wrong with my internet connection. The game completely freeze.
64 people found this review helpful
Akhil Krishnan
June 8, 2021
Was a very good and useful application earlier. I even used its free digital credit card for several uses. But later, they forced to update and everything were taken off. Now, there's nothing beneficial. You need to add and complete all KYC and other details in the app, just to avail the wallet services, which is useful just for buying that ₹59 DIGITAL card. Then only you can get offers or use any money added. Whereas, all other payment apps offers digital cards for free
28 people found this review helpful
IRCTC Official
June 8, 2021
Dear User, we regret the inconvenience caused. To help us understand the problem in detail, please share your contact details at We would be more than happy to assist you. Best Regards.

What's new

◦ Bug fixes and performance improvements