Planned: Smart Spending Coach

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10+
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Everyone
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About this app

Planned: Smart Spending Coach for Your Financial Life

Most money apps track where your money went. Planned helps you decide where it should go. Smart spending insights, personalized money coaching, and comprehensive financial planning, all in one place. Built for people ready to move beyond basic budgeting.

BEYOND BASIC BUDGETING

Budgeting apps show you the past. Planned helps you plan your financial future. Most finance apps stop at tracking expenses. Planned goes further with comprehensive financial planning that connects your spending, saving, debt, and goals into one clear picture. This is budgeting reimagined as coaching.

Track your net worth across every account. See your cash flow at a glance. Get smart spending insights that help you make better money decisions every day.

PERSONALIZED MONEY COACHING

Not another generic finance app. Planned learns your situation and gives you guidance that fits your life.

Our AI money coach is available 24/7 to answer your questions about saving, investing, debt payoff, and retirement. Weekly check-ins keep you accountable. Actionable financial tasks tell you exactly what to do next. Nudges help you build better money habits over time.

Whether you are navigating a career change, paying off debt, saving for a house, or just trying to stop feeling anxious about money, your money coach is there to help.

COMPREHENSIVE FINANCIAL PLANNING

Your money touches every part of your life. Planned treats it that way. Comprehensive financial planning connects every piece of your financial picture:

-Smart budgeting that adapts to real life
-Expense tracking and bill tracking in one place
-Subscription management to cut hidden costs
-Savings goals that actually move forward
-Net worth tracking across all accounts
-Cash flow planning for the month ahead
-Retirement planning built into your daily view
-Debt payoff strategies that fit your income

This is financial planning that actually works. Not a dashboard you check once and forget, but an active coach that helps you progress.

SMART SPENDING INSIGHTS

Smart spending starts with understanding your patterns. Planned automatically categorizes every transaction and surfaces insights you would miss on your own. See where your money really goes. Spot spending habits you want to change. Your complete money dashboard makes the big picture finally feel manageable.

TEN CATEGORIES OF FINANCIAL FITNESS

Planned scores your financial health across ten key categories. Credit. Cash flow. Debt. Emergency fund. Insurance. Investments. Retirement. And more.

You see exactly where you are strong and where to focus next. This is financial wellness made practical. Not just tracking, but a roadmap for your financial future.

BUILT FOR REAL LIFE

Life changes. Your money plan should too. Planned adapts to where you are right now. Early career and building habits. Mid career and planning for a house or family. Navigating a major life transition. Planned meets you where you are and grows with you.

FEATURES

-Smart spending insights powered by AI
-Personalized money coaching available 24/7
-Budget tracking that actually helps you budget
-Net worth and cash flow tracking
-Bill tracking and subscription management
-Savings goals and debt payoff planning
-Retirement planning built in
-Connect all your accounts in seconds
-Bank-level security on everything
-Private and secure. Your data stays yours.

WHO PLANNED IS FOR

High-earning millennials and professionals who want more than a basic budget app. Couples managing finances together. Anyone at a financial inflection point ready for real financial planning.

START YOUR FINANCIAL PLAN TODAY

Download Planned and take the first step toward a financial life that works for you.

Questions? Feedback? We read everything. Email support@getitplanned.com or visit getitplanned.com.

Terms of Use: http://getitplanned.com/terms
Privacy Policy: http://getitplanned.com/privacy
Updated on
Apr 7, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
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Data is encrypted in transit
You can request that data be deleted

What’s new

What's new in 1.0.4:
- Social sign-in: You can now sign in with Google. Getting into Planned takes one tap.
- Subscription reliability: Fixed an issue that could cause duplicate subscription syncs, plus better handling of trial and paywall states.
- Coach & notifications: Faster coach suggestions and new alerts for subscription status changes.
- General fixes: Smoother unsubscribe flow and various stability improvements.
Content rating
Everyone
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App support

About the developer
Get It Planned Inc.
support@getitplanned.com
1951 E Dyer Rd Unit 227 Santa Ana, CA 92705-5750 United States
+1 805-660-1635

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