EMI Planner & Loan Tracker

Manoj Balaji

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About this app

Struggling to keep track of your home loan, car loan, or personal loan EMIs? EMI Tracker is your all-in-one loan management app designed for Indians.

Whether you have a single loan or multiple loans running simultaneously, EMI Tracker helps you stay on top of every payment — so you never miss an EMI again.

EMI TRACKER
• Track all your active loans in one place
• View complete amortization schedule with due dates
• Mark payments as Paid, Late, or Missed
• Get notified before your EMI due date
• Track penalty for late payments automatically
• See exactly how much principal and interest you've paid
EMI PLANNER
• Plan future loans before taking them
• Compare different loan scenarios
• Add ROI changes mid-loan (floating rate support)
• Plan part payments to reduce tenure or EMI
• See exactly how much interest you save with early payments
• Import from Tracker to Planner instantly

SMART INSIGHTS
• Visual charts — Principal vs Interest breakdown
• Year-wise repayment analysis
• Track overall savings from part payments
• Penalty summary for late payments
• ROI change history

EMI CALCULATOR
• Instant EMI calculation
• Total interest and total payment preview
• Plan before you borrow

KEY FEATURES
✅ Support for Home Loan, Car Loan, Personal Loan, Education Loan & more
✅ Part payment planning — Reduce tenure or reduce EMI
✅ Floating interest rate (ROI change) support
✅ Bank-wise loan tracking with logo
✅ Dark mode support
✅ Works fully offline — your data stays on your device
✅ Reminders & notifications for upcoming EMIs
✅ Auto marks past months as Paid when adding old loans

Made for India
Built keeping Indian borrowers in mind — supports ₹ Indian Rupee, Indian bank loans, and the way Indian banks calculate EMIs.

Your financial data is stored only on your device. We do not collect or share any personal information.

What’s new

Multiple languages are added.
Now the user can use the app in the following languages
- English,
- Tamil,
- Japanese,
- Chinese,
- German,
- French,
- Spanish,
- Hindi.

Minor bugs are fixed