MERCO Credit Union

239 reviews
Content rating
Everyone
5K+
Downloads
Content rating
Everyone
Learn more
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Access your accounts when and where you want right in the palm of your hand. It’s fast, secure and free access to your accounts anytime, anywhere. You have access to check your balances, pay bills and transfer money...while you are on the go!

Features:
• Check your account balances
• Review recent transactions
• Transfer funds between your accounts
• View and pay bills (you must be enrolled in bill pay within online banking)

You need to be enrolled in Online Banking to use this app. To enroll, visit our website or any location. Mobile banking is free to access, but messaging and data rates may apply.

Federally insured by the NCUA.
Manage your accounts anytime, anywhere from your mobile phone device.
Updated on
May 21, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info, Financial info and 2 others
  • This app may collect these data types
    Location, Personal info and 5 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

233 reviews
G R
February 4, 2021
It's a good app. However, it would be nice to see a running balance after each posted transaction. Also, be consistent with pending transactions. Some pending transactions are deducted from your balance and other pending transactions do not get deducted until they actually post. All pending trans should always be deducted from your balance. Also, fix the bugs that prevent being able to log in... this happens a lot. Other than that, the app is good. Great credit union.
14 people found this review helpful
Did you find this helpful?
Eyin Lortz-McAfee
August 20, 2026
This app is actually very well designed and males economical use of its graphics, which makes it fast and very easy to navigate, all onlinw functions are secured and also utilize industry standard features like autofilling verification codes from email or phone. Credit tool, and all available vanking features are easily located. Site runs quickly and have encountered no errors yet. One thing! password manager fills for both ID and password as the "password". It does offer to save your ID though.
Did you find this helpful?
Damian Riley
August 24, 2026
A terribly antiquated app, the credit card portion won't even show you a detailed transaction history detail without downloading a report. Do you have a choice? No. unfortunately Merco has made making a competitive and highly functional app as a last priority.
Did you find this helpful?

What’s new

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date.