MIDFLORIDA Credit Union

4.1
2.34K reviews
Content rating
Everyone
100K+
Downloads
Content rating
Everyone
Learn more
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About this app

Enjoy quick and secure access to your accounts anytime, anywhere. Our Free Online Banking app provides everything you need to manage your finances, pay bills, deposit checks and more.

Account Management
Easily open additional accounts and view all your balances in one place, including external accounts added from other banks. Stay informed with customizable alerts for deposits, withdrawals, and card purchases. Plus, you can quickly access your statements and important documents right from the app

Card Controls
Lock or unlock your lost or misplaced debit card or credit card, redeem rewards, and take control of your spending by setting restrictions on where and how your card is used, including by merchant type, transaction type, or spending limits.

Send and Receive Money
Set up direct deposit right in the app and get paid up to two days early with Free Early Paycheck. Plus, pay bills electronically and easily transfer money between your MIDFLORIDA accounts or to and from accounts you own elsewhere.

Security
MIDFLORIDA safeguards your financial information from unauthorized users with optional 2-Step Authentication, advanced encryption technology, and one-time passcodes. Plus, you can easily manage and disconnect applications connected to your online banking profile through Plaid at any time, giving you greater control over your account security.

Save and Educate
Automate your savings with Smart Save, a debit card round-up feature, and manage your finances with our budgeting tools and goal trackers. Plus, access financial literacy courses to enhance your financial knowledge.

Register:
To use the MIDFLORIDA Mobile App, you must be a member of MIDFLORIDA and enrolled in our Free Online Banking platform.

Insured by NCUA
Updated on
Apr 2, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info, and Device or other IDs
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.0
2.26K reviews
Linda Bedard
February 15, 2026
This app is frustrating. Every time I try to add a new payee I get an error message and have to call the bank for assistance. It doesn't recognize the payee and tells me to enter them manually. When I try to enter them manually it still won't accept it. I was with TD Bank before MidFlorida Credit Union and never had this issue. I even deleted the application and reinstalled it but it's still not working. When I call customer service it's always a long drawn out conversation. Uggg
5 people found this review helpful
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Ally Bean
January 30, 2026
The app was normal as it used to be, but now when logging in to see your balance, the app interface is gone & replaced with web-version of the app. i was only able to see my balance on my computer. I don't know if that's happening to everyone else trying to access their own bank account, but can someone fix this bug please? tysm in advance
5 people found this review helpful
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MIDFLORIDA Credit Union
February 2, 2026
Updated** Would you feel comfortable emailing us your contact information? Thank you for your feedback. We’re sorry for the inconvenience. We’ve shared this with our team so they can look into what’s causing the issue. If you’d like us to review your specific experience, please reach out to us at wecare@midflorida.com and we’ll be happy to help.
LaTonya
April 6, 2022
Not sure what's going on but I'm unable to login to my account via the app. It gives me an error that says "please enter a valid ID and password". My password is saved in my phone via Samsung Pass so my password and username are not incorrect. I can login via the website just fine. I think it's an app issue. Loved the last update and look of the app but I would like to access my checking and savings information. It has been a week.
42 people found this review helpful
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What’s new

This release includes bug fixes and performance improvements.
Content rating
Everyone
Learn more

App support

Phone number
+18636883733
About the developer
MIDFLORIDA Credit Union
helpdesk@midflorida.com
129 S Kentucky Ave Ste 100 Lakeland, FL 33801-5073 United States
+1 863-899-4175

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