Millie: Budget & Debt Payoff

Millie Money

In-app purchases

About this app

Meet Millie, the friendly snowy owl who makes budgeting feel doable. Millie is a zero-based budget planner built for real families: give every dollar a job, pay down debt with a clear payoff date, and watch your savings goals fill up.

If you have tried other budgeting apps and found them complicated, or overpriced, Millie is the warmer, better-priced alternative. Same proven assign-every-dollar method, minus the steep learning curve.

WHY CHOOSE MILLIE

* Zero-based budgeting, minus the homework

Plan your month so income minus everything you assign equals zero. Millie shows Planned, Spent, and Remaining at a glance, with a simple green, amber, or red badge so you always know if your budget balances.

* A planner that sees the month ahead

The Planner lays out your upcoming and recurring amounts on a running timeline, so you can spot a tight week before it happens and move money with confidence.

* Crush debt with a real payoff date

Add your debts, pick snowball (smallest balance first) or avalanche (highest interest first), and Millie projects when each one hits zero. Log payments, track balances, and reconcile to your statement when interest posts.

* Savings goals you will actually reach

Set a target and a date, add a cover photo for motivation, then log contributions and withdrawals. When a goal hits 100 percent, Millie celebrates with you.

* Fast, tidy transactions

Add transactions in seconds, categorize them, and clear anything uncategorized in a couple of taps. Premium adds smart categorization rules that file recurring merchants for you automatically.

* Budget solo or together as a family

Invite your partner, share specific budget items, debts, and goals, and keep everyone on the same page. Add multiple adult profiles so the whole household budgets as one. (Premium)

* Make it yours

Pick from a range of themes to match your style. (Premium)

PRIVATE AND SECURE BY DESIGN

Your money is your business. Millie is private by default: no ads, no data selling, and no third-party ad or tracking SDKs. Your data is protected with per-account row-level security and encrypted in transit, and you can delete your account and data anytime from inside the app.

Millie is a manual-entry budgeting app. You enter your own transactions and balances, so Millie never asks for your bank login.

FREE TO START

The free plan includes zero-based budgeting, the planner, debt payoff, savings goals, and manual transactions, with room for one adult profile, up to 50 budget items, and 3 months of history.

MILLIE PREMIUM

Upgrade to unlock unlimited budget items, unlimited history, unlimited adult profiles, shared debts and goals, smart categorization rules, and all themes. Try Premium free for 14 days.
Monthly: 5.99 USD per month
Yearly: 47.99 USD per year (save about 33 percent)
Prices shown in USD and may vary by region. Your subscription is billed through your Google Play account and renews automatically unless canceled at least 24 hours before the period ends. Manage or cancel anytime in Google Play.

Give every dollar a job and finally feel calm about money. Download Millie and start your first budget today.

Questions or feedback? Reach us at [e-mail]
Privacy Policy: https://milliemoney.com/privacy
Terms of Service: https://milliemoney.com/terms