Take control of everyday money without turning finance into a chore. Finch combines fast expense tracking, AI-assisted bookkeeping, flexible budgets and rich insights in one clean personal finance app.
BOOKKEEPING THAT FITS YOUR LIFE
- Record income, expenses and transfers with a calculator, text or voice.
- Organize multiple ledgers, accounts and currencies.
- Add categories, sub-transactions, members, tags, merchants and notes.
- Choose which transactions count toward statistics or budgets.
BUDGETS AND INSIGHTS YOU CAN USE
- Build annual and monthly budgets by category or account.
- Carry balances forward and see daily spending guidance.
- Explore income, spending, balances and net worth with clear charts.
- Search your history and create shareable PDF financial reports.
MORE THAN AN EXPENSE TRACKER
- Track stocks and ETFs, including buys, sells, dividends, holdings and profit or loss.
- Manage subscriptions, billing cycles and payment history.
- Follow savings goals and every deposit or withdrawal.
- Keep lending, borrowing and repayment records organized.
- Plan installments with principal, interest, schedules, progress and due reminders.
- Catalog valuable items, accessories, purchase costs and warranties.
- Create recurring income, expense and transfer templates for automatic bookkeeping.
SMARTER IMPORTS, YOUR DATA UNDER YOUR CONTROL
Use AI to map third-party Excel workbooks or import and export Finch-format files. Your financial database is local-first, with an optional security lock and user-controlled backup through WebDAV or Google Drive.
Whether you want a simple daily expense tracker or a fuller view of budgets, assets, commitments and goals, Finch helps you understand where your money goes and what comes next.
AI expense tracker, flexible budgets and complete personal finance in one place