UKU - Pinjaman Dana Digital

PT Teknologi Merlin Sejahtera

About this app

UKU - Hassle-Free!
Get a safe and reliable loan from UKU, an information technology-based peer-to-peer lending platform licensed and supervised by the Financial Services Authority (OJK), as per letter number: KEP-46/D.05/2021 dated June 2, 2021.
UKU, also a member of AFPI, stands out for its secure and reliable services. Our OJK license and AFPI membership demonstrate our commitment to providing you with reliable services. Furthermore, UKU has obtained ISO/IEC 27001:2022 certification, official recognition of our Information Security Management System. This is a concrete step we take to ensure the security of UKU customers' data.

Why borrow from UKU?
Hassle-Free!
Provide your ID card, personal account number, active mobile phone number, and fill out the form in the UKU app.

We are transparent with our fees.
There are no hidden fees. The maximum service fee will not exceed 25.5% per year.
(1) Loan term: 90 - 180 days
(2) Maximum annual interest rate (APR): 25.5%
(3) Loan amount: IDR 500,000 to IDR 30,000,000*
*For new users, the limit will be increased gradually. Terms and conditions apply: https://www.ukuindo.com

Loan Simulation

Cost calculation for a IDR 1,000,000 loan for 90 days:
• Total interest = IDR 1,000,000 x (25.5%/365) x 90 days = IDR 62,876
• Total payment = IDR 1,000,000 + IDR 62,876 = IDR 1,062,876

Funds disbursed within a maximum of 24 hours
Cash funds will be disbursed to your registered account after passing the verification process.

There are various convenient repayment methods.
Repayments can be made anywhere and anytime via ATM transfers, mobile banking (BCA, BRI, BNI, Mandiri, Permata), QRIS, and Alfa Group (Alfamart, Alfamidi, Alfa Express, DAN+DAN).

We are committed to protecting user data.
In addition to adhering to OJK guidelines and ISO/IEC 27001:2022 certification, UKU only accesses the camera, microphone, and location on mobile phones.
Steps in the Application and Disbursement Process
1. Download the UKU app on your mobile phone, create an account, and select the loan amount and term according to your needs and capabilities.
2. Complete your personal information. Ensure your photo is clear. The information you enter must be accurate and complete according to procedures.
3. Wait for the system to verify your application. Once your application is submitted, our system will immediately process the verification. You can check the verification status within the app.
4. After successful verification, funds will be disbursed within 24 hours.

IMPORTANT!
Please be wary of any fraudulent activity using the UKU or PT Teknologi Merlin Sejahtera name. For official information, please contact the following:
WhatsApp Customer Service (1): 087716640284
WhatsApp Customer Service (2): 085219944374
Phone: [phone]
E-mail: [e-mail]
Instagram: @uku.indo
Facebook 1: UKU Indonesia
Facebook 2: UKU No Hassle
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UKU | PT Teknologi Merlin Sejahtera
Lippo St. Moritz Office, 10th Floor, Suite 02, Jalan Puri Indah Raya Block U1, South Kembangan Village, Kembangan District, West Jakarta Administrative City, Jakarta Province.

Ratings and reviews

I do strongly NOT recommend this option for loans. The debt collector is NOT polite at all and very harassing. Very inconvenient experience with this app. Anyway, the interest is not as low as they advertise. If you guys in a need for urgent loans, i could recommend others, namely ADAPUNDI, ADAKAMI fintech, in which they are better in term of being reasonable with collection as well as the term loan. DO NOT USE THIS UKU Apps!!!!

keep consistently to maintain your customer without blocking, like my exprnce had been blocked event the loan completely paid of in Pi*ja*in

Great App.Helping All My Closest Friends Who are in needed of Urgently Cash for Personal & Business Tasks

What’s new

Perbaikan bug dan peningkatan kecil.