Soft Settle

Content rating
Teen
1+
Downloads
Content rating
Teen
Diverse Content: Discretion Advised
Users Interact
Learn more
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About this app

Soft Settle makes shared money simple, clear, and stress-free.

Keep group expenses fair without awkward reminders or spreadsheet chaos. Soft Settle tracks what everyone contributed, what’s pending, and how to settle using calm, relationship friendly language.

WHAT YOU CAN DO
• Create groups for roommates, trips, families, or friends
• Add shared expenses with flexible splits.
• See balances per person and per currency.
• Record settlements when you settle up outside the app.
• Track personal spending in a private My Spending space.
• Attach optional receipt photos or PDFs.
• Get helpful notifications for group activity.

BUILT FOR REAL LIFE
Soft Settle is not a bank and does not move or process payments. It helps you coordinate contributions and settlements so everyone stays on the same page.

MULTI-CURRENCY AWARE
Balances stay separate by currency. Original amounts are preserved no silent conversion that changes the facts.

PRIVACY-MINDED
• Personal spending stays private to your account.
• Shared group activity is visible only to people in that group.
• Sign in with email one-time codes.

Learn more: https://softsettle.app
Privacy: https://softsettle.app/privacy
Support: support@softsettle.app
Split shared expenses. Track balances and settle calmly no bank required.
Updated on
Sep 5, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Personal info, Financial info and 5 others
  • Data is encrypted in transit
  • You can request that data be deleted

What’s new

First production build of Soft Settle.

• Split shared expenses in groups
• See balances by person and currency
• Record settlements made outside the app
• Track private spending in My spending
• Sign in with email one-time codes

Soft Settle is not a bank and does not process payments.