Monefit

Monefit

About this app

Monefit — trusted by 1.4M+ customers across Europe, backed by 15+ years of responsible lending as part of Creditstar Group. Apply in minutes and get your virtual Monefit Card the moment you're approved.

PRICING THAT'S EASY TO READ
• No annual fee, no monthly fee
• No foreign exchange fees, no cash withdrawal fee
• Up to 45 days interest-free when you pay in full by the 15th
• A fixed 20% annual interest rate*, only on balances you carry past your due date

THE CREDIT CARD THAT ACTUALLY ENCOURAGES YOU TO PAY LESS INTEREST
• The Payment Wheel shows exactly what you owe, and how to pay less interest, before you pay
• A simple, visual way to track your balance and choose how much to repay

YOUR CREDIT CARD READY THE MOMENT YOU'RE APPROVED
• Apply digitally — no paperwork, no branch visits, no phone calls
• Verify your identity with Smart-ID or Mobile-ID
• Approved? Your virtual Monefit Card is ready in the app immediately
• Prefer plastic? A physical Mastercard follows by post in 3–5 days

SECURITY YOU CONTROL
• Freeze or unfreeze your card instantly, right from the app
• Card compromised? Replace a virtual card in seconds

A CARD THAT LIVES IN YOUR PHONE
• Pay online, in stores, and for subscriptions
• Tap to pay with your mobile wallet, wherever you shop

Questions, anytime? Reach our support team right from the app.

Credit is subject to eligibility and approval. Availability may vary by country.

*The annual percentage rate of charge is 22.28% under the following sample conditions: credit amount €1,200, fixed interest rate 20% per annum, repayment over 12 months in equal monthly instalments, total amount payable by the consumer and total repayments €1,333.94.

The Monefit Mastercard Consumer Credit card is issued by Heuro SAS, in partnership with Moorwand Ltd. Heuro SAS is an electronic money institution authorised by the ACPR under licence number 17478. Moorwand Ltd (FCA Reference No. 900709) is a principal member of Mastercard International Incorporated and provides the Mastercard scheme partnership for the programme. The card is issued under licence from Mastercard International.

The consumer credit is provided by Monefit Estonia OÜ (registry code 12449415), a creditor authorised by the Estonian Financial Supervision Authority under licence number 4.1-1/36.

Please review the terms and conditions at www.monefit.ee and consult an expert if necessary.

The Honest Credit Card. Get yours.