Moneko AI Expense Tracker

Fenghua Shao

About this app

Moneko is an AI expense tracker, budget planner, and bill splitter built for people who manage money together. Track expenses, sync bank transactions, split bills automatically, scan receipts, forward email receipts, and build shared budgets with your partner, family, friends, or roommates.

Capture expenses however they happen. Connect your bank, type a message, record a voice note, scan a receipt, forward receipts by email, or log expenses directly from WhatsApp and Telegram. Moneko automatically organizes your spending, tracks who paid, and keeps everyone in sync.

TRACK SHARED EXPENSES

Manage shared expenses for couples, families, roommates, trips, and groups. Split rent, groceries, utilities, subscriptions, travel, and everyday spending while everyone stays on the same page.

SYNC BANK TRANSACTIONS

Connect your bank to automatically import transactions and keep your budget up to date with less manual work.

SPLIT BILLS AUTOMATICALLY

Split bills equally or customize every expense. Moneko calculates balances, tracks repayments, and shows exactly who owes what.

TRACK EXPENSES YOUR WAY

Log expenses using bank sync, text, voice notes, receipt scanning, email receipts, AI chat, WhatsApp, or Telegram. However you spend, Moneko makes tracking effortless.

SMART EXPENSE TRACKING

AI automatically categorizes expenses, extracts receipt details, updates budgets, and organizes your finances in real time.

BUILD A BUDGET THAT FITS YOUR LIFE

Create personal or shared budgets, organize spending into categories, set savings goals, track recurring expenses, and understand exactly where your money goes.

Features include:

• Bank sync
• AI expense tracking
• Shared budgets
• Bill splitting
• Receipt scanner
• Email receipt forwarding
• Voice notes
• WhatsApp & Telegram integration
• Apple Wallet import
• Multi currency support
• Recurring expenses
• Budget categories

START TODAY

Try Moneko free for 7 days. A subscription is required after the free trial.

Log it once. Share it instantly. Let AI handle the rest.

Terms of Use (EULA)

https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

What’s new

What's new in Moneko 3.0:

• Better recurring transaction management with payment history and confirmations
• Manage recurring payments through WhatsApp & Telegram AI
• Browse reports from previous months and filter your dashboard by date
• Exclude selected wallets from your financial summaries
• Added support for MUR and MDL currencies
• Improved receipt imports, transaction editing, and overall reliability
• Smoother performance and a more polished experience throughout the app