Moneko AI: Track & Budget

Fenghua Shao

About this app

Moneko is an AI expense tracker, budget planner, and bill splitter built for people who manage money together. Track expenses, sync bank transactions, split bills automatically, scan receipts, forward email receipts, and build shared budgets with your partner, family, friends, or roommates.

Capture expenses however they happen. Connect your bank, type a message, record a voice note, scan a receipt, forward receipts by email, or log expenses directly from WhatsApp and Telegram. Moneko automatically organizes your spending, tracks who paid, and keeps everyone in sync.

TRACK SHARED EXPENSES

Manage shared expenses for couples, families, roommates, trips, and groups. Split rent, groceries, utilities, subscriptions, travel, and everyday spending while everyone stays on the same page.

SYNC BANK TRANSACTIONS

Connect your bank to automatically import transactions and keep your budget up to date with less manual work.

SPLIT BILLS AUTOMATICALLY

Split bills equally or customize every expense. Moneko calculates balances, tracks repayments, and shows exactly who owes what.

TRACK EXPENSES YOUR WAY

Log expenses using bank sync, text, voice notes, receipt scanning, email receipts, AI chat, WhatsApp, or Telegram. However you spend, Moneko makes tracking effortless.

SMART EXPENSE TRACKING

AI automatically categorizes expenses, extracts receipt details, updates budgets, and organizes your finances in real time.

BUILD A BUDGET THAT FITS YOUR LIFE

Create personal or shared budgets, organize spending into categories, set savings goals, track recurring expenses, and understand exactly where your money goes.

Features include:

• Bank sync
• AI expense tracking
• Shared budgets
• Bill splitting
• Receipt scanner
• Email receipt forwarding
• Voice notes
• WhatsApp & Telegram integration
• Android notification auto-capture
• Multi currency support
• Recurring expenses
• Budget categories

START TODAY

Start with Moneko for free. A free plan is available with no subscription required. Upgrade to Pro anytime and get a 7-day free trial.

Log it once. Share it instantly. Let AI handle the rest.

Ratings and reviews

Clean, and very easy to use expense and budget tracker. It has all the features I needed including bill splitting. I love how intuitive the interface is and how smoothly everything works. It does exactly what I need without unnecessary clutter or complicated features. The developer has clearly put a lot of thought into the user experience. Receipt scanning and doing shared budgets with my spouse is great. Highly recommended for anyone looking for a reliable and well-designed expense tracker!

one of the best app to help manage expenses with the help of AI, absolutely loved it! neat ui too

A fantastic financial management app for individuals, couples, and families. The AI functions work perfectly and are super efficient. The support team is friendly and quick to respond. Truly an excellent app that deserves to be supported and scaled up.

What’s new

What’s New in Moneko 3.1.1

- AI Budget Suggestions: Get personalized pocket budget recommendations for next month.
- Recurring Fixes: Fixed missing recurring items and a crash during bulk confirmation.
- Smoother Sign-In: Verification codes now keep your place when switching apps.
- App Improvements: Refined the pocket review flow and added missing translations.