Monely: Money Manager
In-app purchases
Everyone
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5K+
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About this app
Monely is the personal and couple finance app with artificial intelligence on WhatsApp. Track your day-to-day spending, manage your money, and stay on budget without the hassle. Log expenses by text, voice, or photo, without even opening the app. Zero ads on every plan.
A complete money manager to truly take control of your finances, on your own or as a couple: income, expenses, accounts, credit cards, investments, and loans in one place. Monely combines simplicity and artificial intelligence to turn expense tracking into a habit that is easy to keep.
π¬ FINANCIAL ASSISTANT ON WHATSAPP
Log spending by sending a text, a voice note, or a photo of a receipt over WhatsApp. The AI understands it, categorizes it automatically, and confirms the entry. Check balances, monthly summaries, upcoming payments, and available budget right inside the chat.
πΈ SMART RECEIPT OCR
Snap a photo of any receipt or invoice. Monely pulls the amount, date, and description and suggests the category automatically. Works in the app or through WhatsApp.
ποΈ VOICE LOGGING
Say "I spent 80 dollars at the grocery store" and the app fills in everything. Fast expense tracking with no typing.
π³ CARDS AND CREDIT LIMIT
Keep tabs on statements, installments, closing dates, and due dates with automatic reminders. See on your home screen how much of your card limit you have used, how much is left, and whether you have gone over.
π¦ ALL OF YOUR ACCOUNTS
Manage checking accounts, cards, cash, investments, and loans. Track who owes whom, with optional interest and installments, and see your net worth in one consolidated view.
π₯ PERSONAL AND COUPLE FINANCES
Keep your personal finances separate from your shared ones. Split expenses with income-based proportional math or an equal split, record settlements between members, and follow each person's balance. Up to 4 people per group, perfect for couples and families.
π PLANNING AND BUDGET
Set budget goals and allocation targets across personal spending, shared spending, and investments. Track your progress over 3, 6, or 12 months and see needs versus wants.
π§ AI INSIGHTS
Get analysis of your spending habits, period-over-period comparisons, expense forecasts, and personalized alerts for your financial planning.
π PLANNED PAYMENTS AND TRANSFERS
Schedule recurring payments and transfers (daily, weekly, monthly, or yearly), including to or from accounts outside Monely. Get reminders and confirm or skip with a single tap.
π·οΈ CATEGORIES, SUBCATEGORIES, AND TAGS
Organize every transaction with categories, subcategories, and color-coded tags. Filter, search, and analyze your spending with the level of detail you need.
π¨ A HOME SCREEN YOUR WAY
Turn the home screen sections on or off and keep only what matters for your money in view.
π GAMIFICATION AND MEDALS
Usage and consistency challenges, a leaderboard, and a collection of medals to earn. Every entry adds points and keeps your streak going.
π± 100+ CURRENCIES AND 8 LANGUAGES
Support for over 100 currencies with daily updated exchange rates. Available in Portuguese, English, Spanish, French, German, Indonesian, Turkish, and Hindi.
π SECURITY AND PRIVACY
Sign in with Google, Apple, or email, with biometrics. Hide amounts on screen with a single tap. Zero ads, and we do not sell your data.
π₯ DATA IMPORT
Migrate from another finance app, a spreadsheet (CSV, XLS, XLSX), or a bank statement (OFX), without losing your history.
π START FOR ZERO COST, NO ADS
The free plan has no ads. The PRO plan unlocks the advanced features and all of the artificial intelligence.
Start organizing your personal finances today and keep simple money tracking going on WhatsApp, with AI.
A complete money manager to truly take control of your finances, on your own or as a couple: income, expenses, accounts, credit cards, investments, and loans in one place. Monely combines simplicity and artificial intelligence to turn expense tracking into a habit that is easy to keep.
π¬ FINANCIAL ASSISTANT ON WHATSAPP
Log spending by sending a text, a voice note, or a photo of a receipt over WhatsApp. The AI understands it, categorizes it automatically, and confirms the entry. Check balances, monthly summaries, upcoming payments, and available budget right inside the chat.
πΈ SMART RECEIPT OCR
Snap a photo of any receipt or invoice. Monely pulls the amount, date, and description and suggests the category automatically. Works in the app or through WhatsApp.
ποΈ VOICE LOGGING
Say "I spent 80 dollars at the grocery store" and the app fills in everything. Fast expense tracking with no typing.
π³ CARDS AND CREDIT LIMIT
Keep tabs on statements, installments, closing dates, and due dates with automatic reminders. See on your home screen how much of your card limit you have used, how much is left, and whether you have gone over.
π¦ ALL OF YOUR ACCOUNTS
Manage checking accounts, cards, cash, investments, and loans. Track who owes whom, with optional interest and installments, and see your net worth in one consolidated view.
π₯ PERSONAL AND COUPLE FINANCES
Keep your personal finances separate from your shared ones. Split expenses with income-based proportional math or an equal split, record settlements between members, and follow each person's balance. Up to 4 people per group, perfect for couples and families.
π PLANNING AND BUDGET
Set budget goals and allocation targets across personal spending, shared spending, and investments. Track your progress over 3, 6, or 12 months and see needs versus wants.
π§ AI INSIGHTS
Get analysis of your spending habits, period-over-period comparisons, expense forecasts, and personalized alerts for your financial planning.
π PLANNED PAYMENTS AND TRANSFERS
Schedule recurring payments and transfers (daily, weekly, monthly, or yearly), including to or from accounts outside Monely. Get reminders and confirm or skip with a single tap.
π·οΈ CATEGORIES, SUBCATEGORIES, AND TAGS
Organize every transaction with categories, subcategories, and color-coded tags. Filter, search, and analyze your spending with the level of detail you need.
π¨ A HOME SCREEN YOUR WAY
Turn the home screen sections on or off and keep only what matters for your money in view.
π GAMIFICATION AND MEDALS
Usage and consistency challenges, a leaderboard, and a collection of medals to earn. Every entry adds points and keeps your streak going.
π± 100+ CURRENCIES AND 8 LANGUAGES
Support for over 100 currencies with daily updated exchange rates. Available in Portuguese, English, Spanish, French, German, Indonesian, Turkish, and Hindi.
π SECURITY AND PRIVACY
Sign in with Google, Apple, or email, with biometrics. Hide amounts on screen with a single tap. Zero ads, and we do not sell your data.
π₯ DATA IMPORT
Migrate from another finance app, a spreadsheet (CSV, XLS, XLSX), or a bank statement (OFX), without losing your history.
π START FOR ZERO COST, NO ADS
The free plan has no ads. The PRO plan unlocks the advanced features and all of the artificial intelligence.
Start organizing your personal finances today and keep simple money tracking going on WhatsApp, with AI.
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
Whatβs new
βοΈ Personalize your referral code
Now you can choose your own referral code, easier to remember and share. Your old code keeps working too.
π Your medals, bigger and clearer
On the Achievements screen, your medals now appear larger and better organized.
Update and enjoy! π
Now you can choose your own referral code, easier to remember and share. Your old code keeps working too.
π Your medals, bigger and clearer
On the Achievements screen, your medals now appear larger and better organized.
Update and enjoy! π
Everyone
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About the developer
CHARLES BERTI
contato@monely.app
Av. Benjamin Constant, 315 - 1101
Centro
TORRES - RS
95560-000
Brazil