MoneyMate automatically reads your bank SMS messages and turns them into
a clean, organized expense tracker — no manual entry, no linking bank
accounts, no sharing passwords.
Every time your bank sends you a transaction alert, MoneyMate captures
it instantly and categorizes it for you.
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✅ KEY FEATURES
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🔄 Auto SMS Sync
MoneyMate reads your bank and wallet SMS notifications in real time.
Past transactions? It scans your SMS history too, so you start with a
complete picture from day one.
🏷️ Smart Categorization
Transactions are automatically sorted into categories like Food,
Transport, Shopping, Groceries, Entertainment, Health, Housing,
Utilities, and Education — so you never have to tag anything manually.
📊 Spending Statistics
See exactly where your money goes. View breakdowns by category, filter
by date range, and spot your biggest spending areas at a glance.
🔍 Search & Filter
Find any transaction instantly. Filter by bank account, category, or
date range. Search by merchant name.
✏️ Manual Entry
Paid cash? Split a bill? Add transactions manually in seconds.
🏦 Multi-Account Support
Track spending across all your bank accounts and wallets in one place.
🔒 100% Private
Your data never leaves your phone. MoneyMate works entirely offline —
no account signup, no cloud sync, no data sharing.
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💡 HOW IT WORKS
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1. Grant SMS read permission
2. MoneyMate scans your bank messages
3. Transactions appear automatically, categorized and ready to review
That's it. No bank login. No OTP sharing. No personal data uploaded.
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📌 PERFECT FOR
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• Anyone who wants effortless expense tracking
• People who receive bank SMS alerts (most Indian banks supported)
• Users who want insights without manually logging every purchase
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🔐 PERMISSIONS EXPLAINED
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READ_SMS — Required to read bank transaction messages. MoneyMate only
processes messages from known bank senders. No personal messages are
ever read or stored.
RECEIVE_SMS — Required to capture new transactions the moment they
arrive.
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Download MoneyMate and finally know where your money goes —
automatically.