Moniepoint Business Banking

4.6
216K reviews
Content rating
Everyone
10M+
Downloads
Content rating
Everyone
Learn more
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Moniepoint provides businesses with access to mobile business banking solutions that enables them to create their own business bank account, accept online and offline payments, purchase airtime, pay utility bills, transfer money, request expense cards, and qualify for business loans.

More than 2 million business customers trust Moniepoint with their business bank account to help them achieve their business goals.


BUSINESS BANKING SOLUTIONS FOR EVERY BUSINESS & AGENT


Moniepoint Business Bank provides simple yet effective solutions for businesses and agents, so you can manage bills, request loans, buy airtime, manage business money transfer operations and grow without limits:

- Business Bank account. Now, you can get a business bank account in your business name right from your phone with our easy business banking solution.

- Business savings plans. Save money smartly with our savings plans, tailored to your business needs.

- Send and receive money. Send money to business or any money transfer effortlessly & with no hidden charges; you have complete control over your bank account, ensuring your funds reach their intended recipients quickly and securely from your business account.

- POS terminals: Receive card and bank transfer payments easily with the Moniepoint POS. Request for a POS terminal right from the app and have it delivered to your doorstep within 48 hours.

- Business expense cards: Moniepoint's expense cards will help you manage your business expenses more efficiently. With our expense cards, you can track your spending in real time and set spending limits in your business bank account. Our expense cards cost only N1,000 and you can have them delivered for only N1,000.

- Working capital loans: Moniepoint offers working capital loans for businesses with effective interest rates of 2 - 3% per month. Our business loans are easy to qualify for and can be used for a variety of purposes such as inventory, expansion, or payroll. Apply in as little as 5 minutes and get a decision on loan approval within 48 hours. Our online business loan application is available 24/7!

- Airtime & Data Purchase with Cashback: For each time you purchase airtime and data directly from the app, you’ll receive 2% of cashback in return.

THE BEST BUSINESS BANKING SOLUTION TO MANAGE YOUR BUSINESS BANK ACCOUNT


Experience the better way to bank your business and much more, all within the Moniepoint Business Banking app.

Moniepoint’s mobile banking interface guarantees a seamless business banking, empowering you to focus on what matters most: growing your business. From the app you will be able to manage your business bank account with operational tools like expense cards, accounting and bill payment solutions for businesses to run seamlessly.

Moniepoint started as an agent banking network, but has evolved to a business and personal banking provider.

At Moniepoint, we are dedicated to empowering businesses like yours with access to working capital loans they need to grow their business. Moniepoint Microfinance Bank is the definitive bank for small and medium-sized businesses in Nigeria and is regulated by the Central Bank of Nigeria (CBN)- https://www.cbn.gov.ng/supervision/inst-mf.asp .

Contact us
Our committed support team is prepared to assist you.
Helpline: 01 888 9990
Website: www.moniepoint.com
Whatsapp: +234 908 843 0803
Facebook: @moniepointng
Twitter: @moniepointng
Instagram: @moniepointng
YouTube: @moniepointng
LinkedIn: Moniepoint Nigeria
Address: Plot 7A, Block 4, Admiralty Road, Lekki Phase 1, Lagos State.

Within the Moniepoint Business Banking app you can create your business bank account in minutes, receive or send money instantly, buy airtime, pay bills and request expense cards & POS terminals in less than 48h, on top of working capital loans for your convenience. Join our community of over 2,000,000 satisfied businesses! Become a Moniepoint business owner or agent today!
Updated on
Apr 28, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Photos and videos and App info and performance
This app may collect these data types
Personal info, Photos and videos and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
215K reviews
wisdom bright
May 2, 2026
So far so good I've using this app for my business and it's been reliable so far.... but lately after an upgrade, I can no longer see approved/accepted transactions of the precent day till it's the next day. this affects me so much cause sometimes there are transactions I need to rectify but because I can't see the approved or declined till the next day... this affects my customer service overall. please fix this. Thank you!.
4 people found this review helpful
Did you find this helpful?
Moniepoint
May 4, 2026
Hi Wisdom, Thank you for your feedback. We’re glad the app is reliable for your business. We’re sorry for the delay in showing same-day transaction status and understand how it affects your service. Your concern has been noted, and we’re working to improve real-time transaction visibility for a better experience.
Opeyemi Princewill
May 2, 2026
The fact that this is a Nig fintech, it's a win for me. I however believe the UX can be better..and I am not sure why the TRANSACTION REMARK is not in transaction receipt and the transaction history. please help. I had to download the statement to view. that was a lot!!! Kindly help enhance this so businesses can easily track their expenses.
2 people found this review helpful
Did you find this helpful?
Moniepoint
May 4, 2026
Hi Opeyemi, Thank you for your feedback. We understand your concern about the transaction remark not appearing in receipts and history, and how this affects expense tracking. Your suggestion has been noted, and we’ll work on improving visibility for a better experience.
Malam Jalo Lawan
April 19, 2026
Great app for managing my finances on the go! Moniepoint makes it easy to send and receive money, buy airtime, pay bills, and even fund betting apps wallet. The self-registration process is quick and convenient. Good job, Moniepoint
9 people found this review helpful
Did you find this helpful?
Moniepoint
April 20, 2026
Hi Malam, Thank you for your kind words! We're glad you're enjoying the app and our support. We look forward to serving you even better.

What’s new

Nothing much to see here. Just squashing those pesky bugs and keeping your experience smooth as usual. See you!