Muthoot FinCorp ONE

Muthoot Fincorp Limited

About this app

Muthoot FinCorp ONE gives you choice, convenience, & credibility for your financial needs, with loans, payments, forex, money transfers, insurances, & investment opportunities. An SBU of Muthoot FinCorp Limited, Muthoot FinCorp ONE is backed by a legacy of 137+ years, & the trust of more than 1 crore customers.

On the app you get:

Loans:
● Book a Gold Loan with a missed call. Get Gold Loan from Home or book an appointment at any of Muthoot FinCorp Ltd.’s 3700+ branches pan-India
● Apply for Two-Wheeler, Used Car Loan & Housing Loans
● Also apply for Business Loan, Loan Against Property, Education Loan & Credit Cards

Investments:
● With eSwarna Digital Gold set up weekly or monthly SIPs
● Invest in Swarnavarsham plans to purchase gold jewellery, coins, or articles with BIS Hallmark purity & tamper-proof packaging
● Invest in MFL. NCDs & get high fixed returns
● Open a Demat & Equity account

Insurance:
● Motor & Life Insurance to help you secure your future with hassle-free application process
● Get insurance policies for Personal Accident, Critical Illness, EMI Protect plus Daily Hospicash

Payments:
● Make utility bill payments & do recharges

Forex & Money Transfers:
● Get Forex & money transfer services
● Book orders for Indo Nepal & Domestic Money Transfers

Muthoot Blue Rewards:
● Reward points on eligible products
● Each tier comes with its own set of unique benefits & point upgrades. Track on the app
● Redeem points to shop from 1800+ products, get deals & vouchers on the app

Terms & Conditions - Gold Loans:
- Gold Loan Range:Min Rs.1000 and max. as per MFL policy
- Loan Tenure:180 - 365 days
- Annual Interest Rates:11.99% p.a. to 30.00% p.a.
- Processing Fee*(Min to Max): 0%-0.3%*
- Foreclosure Fee:Nil
Representative Example for Gold Loan from Home (GLFH): If the loan amount is ₹ 5,00,000 & a customer from Mumbai selects a GLFH scheme with an interest rate of 12.99% per annum; & if the customer pays only the interest every 30 days for the next 180 days, then overall calculated interest payable would be ₹32,475 only. A processing fee may be charged & could be 0.0% (Inc. GST) of the loan amount & the amount of this fee would be ₹ 0. The total of loan would be (Principal+Interest+Processing Fee): ₹5,32,475. The customers get the convenience to pay the principal balance anytime within 180 days of tenure.

These numbers are indicative & subject to change according to the Gold Loan rate per gram. The final interest rate & processing fee of the loan amount may vary from one customer to another depending on their chosen scheme.

––– Note –––
● Two-Wheeler Loans & Used Car Loans - provided by M/S Muthoot Capital Services Ltd.
● Housing Loans - provided by M/S Muthoot Housing Finance Company Ltd.
● Motor & Life Insurance - provided by Muthoot Risk Insurance & Broking Services
● eSwarna Digital Gold & Swarnavarsham - provided by Muthoot EXIM Pvt. Ltd.
● Equity Trading Account creation - provided by JM Financial Ltd.
● Education Loan - provided by Credila Financial Services Ltd.
● Credit Cards - provided by SBI Cards

● Contact Us: [e-mail]. ·
● Privacy Policy: https://muthootfincorpone.com/privacy-policy.
● Legal Entity Name: MUTHOOT FINCORP LIMITED.
● For assistance, call: 18001021616

What’s new

We update our app regularly so that we can make it better for you. This release includes:
· The app is now available in Hindi, use your preferred language to transact and do more.