KlikKami - Pinjaman Daring

PT.Harapan Fintech Indonesia

About this app

Loan Products
◉ Online cash loans: IDR 400,000 - IDR 40,000,000
◉ Loan term: 91-365 days
◉ Maximum Annual Percentage Rate (APR): 24% per year

For example, for a IDR 3,000,000 loan with a 91-day term, the fees charged are as follows:
Monthly interest rate: 24%/12 = 2%
Monthly interest: IDR 3,000,000 * 2% = IDR 60,000
Monthly payment amount = IDR 3,000,000/3 + IDR 60,000 = IDR 1,060,000

Total interest: IDR 3,000,000 * (24%/360) * 91 days = IDR 182,000
Total repayment costs: Rp3,000,000 + Rp182,000 = Rp3,182,000

Klik Kami is a loan application for all levels of Indonesian society - easy process, no collateral, and unsecured credit. Klik Kami has been LICENSED and SUPERVISED by the Financial Services Authority (OJK) as of April 21, 2021, with registration number
KEP-31/D.05/2021

We aim to help and improve the standard of living of the Indonesian people.

Klik Kami requirements and application process:

1. Download Klik Kami on the Google Play Store.

2. Log in using only your mobile number.

3. Select your desired loan amount and repayment period.

4. Upload all requested information correctly.

5. Easy loan application approval.

6. Be 18 years of age or older and have a steady income.

Benefits of borrowing through Klik Kami:

✅ Convenient to use
✅ Collateral-free loans
You only need an ID card to get a loan.
✅ Easy payments
Payments can be made through several payment channels, such as ATMs, mobile banking, internet banking, and retail outlets (Alfamart). Several virtual account (VA) options are also available, including those from BNI, BRI, Mandiri, Maybank, and Permata Bank.

✅ Protects all your personal information, as it is ISO 270001:2013 certified.
✅ Installment plans available

Address:
Grand Slipi Tower, 38th Floor, Unit F&G, Jl. Letjen S. Parman No. 24, RT. 1/RW. 4,
Palmerah, Kec. Palmerah, West Jakarta City, Special Capital Region of Jakarta 11480

Email: [e-mail]
Website: www.klikkami.co.id
Instagram: @klik_kami
CS No.: [phone]

Ratings and reviews

High interest compare to the other legal platform, The one that disappointed me was the bad treatment for the one who always paid in advance even before due date you get bad credit score, what is the logic? What is the use of high limit but can not be use?

Trying out of curiosity, the limit is incredibly low (600K), there is no repayment data info (due date nor repayment amount), can't choose tenor (fixed at 150 days) And worse, there is no option for deleting personal info. So Beware and never install this apps unless very necessary because the apps seems suspicious

Very bad camera quality, i have tried multiple times and still unclear! Error read the name and ID number oftentimes.

What’s new

- Mengoptimalkan user experience
- Mengoptimalkan produk dalam aplikasi
- Perbaikan bug pada tampilan aplikasi