KlikKami - Pinjaman Daring

3.6
360K reviews
5M+
Downloads
Content rating
Everyone
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About this app

Loan Products
◉ Online cash loans: IDR 400,000 - IDR 40,000,000
◉ Loan term: 91-365 days
◉ Low interest (maximum): 24% per year

For example, for a loan of IDR 3,000,000 with a term of 91 days, the fees charged are as follows:
Monthly interest rate:24%/12 = 2%
Monthly interest:Rp. 3,000,000*2%= Rp. 60,000
Monthly payment amount = IDR 3,000,000/3 + IDR 60,000 = IDR 1,060,000

Total interest: IDR 3,000,000 * (24%/360) * 91 days = IDR 182,000
Total return costs: IDR 3,000,000 + IDR 182,000 = IDR 3,182,000

Klik Kami is an application for loans to all groups of Indonesian society - easy process, without collateral, and credit without collateral. Click We have been AUTHORIZED and SUPERVISED by OJK (Financial Services Authority) as of April 21 2021 with registration number
KEP-31/D.05/2021

We intend to be able to help and improve the standard of living of the Indonesian people.

 Terms and application process Click Us:

1. Download Click Us on Google Play Store. 
2. Login only with your mobile number. 
3. Select the online loan amount and payment period you want. 
4. Upload all requested information correctly. 
5. Easy money borrowing application approval. 
6. Aged 18 years and over and have a fixed income. 

Benefits of borrowing from Click Us:

✅ Comfortable to use
✅ Loans without collateral
You only need an KTP, you can get a loan
✅ Easy payment
Payments can be made via several payment channels such as ATM, Mobile Banking, Internet Banking and retail (Alfamart). There are also several Virtual Account (VA) options available, such as Bank BNI, BRI, Mandiri, Maybank, and Permata. 
✅ Protects all your personal information because it is ISO 270001:2013 certified.
✅ There is an installment program


Address:
Grand Slipi Tower Floor 38 Unit F&G, Jl. Lt. Gen. S. Parman No.24, RT.1/RW.4,
Palmerah, District. Palmerah, West Jakarta City,
Special Capital Region of Jakarta 11480

Email: cs@klikkami.co.id
Website : www.klikkami.co.id
Instagram : @klik_kami
CS No: +62812 1293 2773
Updated on
Oct 16, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.6
359K reviews
leo5354
October 28, 2025
Trying out of curiosity, the limit is incredibly low (600K), there is no repayment data info (due date nor repayment amount), can't choose tenor (fixed at 150 days) And worse, there is no option for deleting personal info. So Beware and never install this apps unless very necessary because the apps seems suspicious
2 people found this review helpful
PT.Harapan Fintech Indonesia
October 29, 2025
Hallo sahabat Klik Kami, Apabila anda memiliki kendala dan pertanyaan seputar Aplikasi Klik Kami Anda dapat menghubungi kami melalui layanan Customer Service Klik Kami melalui fitur Live Chat, WhatsApp +62 812-1293-2773 atau email cs@klikkami.co.id. Feedback anda akan sangat membantu kami karena kenyamanan pelanggan adalah prioritas kami.
iwin laksono
February 6, 2022
High interest compare to the other legal platform, The one that disappointed me was the bad treatment for the one who always paid in advance even before due date you get bad credit score, what is the logic? What is the use of high limit but can not be use?
145 people found this review helpful
PT.Harapan Fintech Indonesia
February 6, 2022
Hallo sahabat Klik Kami, perihal bunga sesuai berdasarkan ketentuan dan standar yang diberikan oleh OJK. Dimana sebelum melakukan peminjaman sudah tertera biaya admin dan bunga pinjaman. Silahkan menghubungi kami melalui layanan Customer Service Klik Kami ataupun melalui fitur Live Chat, WhatsApp +62 812-1293-2773 dan email cs@klikkami.co.id
Sukses Sekali
March 20, 2022
Very interested in the high rating, but it turns out to be the same. Strongly do not recommend using or downloading this application!!!!! VERY BAD!!!!
108 people found this review helpful
PT.Harapan Fintech Indonesia
March 20, 2022
Hallo sahabat Klik Kami, Apabila anda memiliki kendala dan pertanyaan seputar Aplikasi Klik Kami Anda dapat menghubungi kami melalui layanan Customer Service Klik Kami melalui fitur Live Chat, WhatsApp +62 812-1293-2773 atau email cs@klikkami.co.id. Feedback anda akan sangat membantu kami karena kenyamanan pelanggan adalah prioritas kami

What’s new

- Mengoptimalkan user experience
- Mengoptimalkan produk dalam aplikasi
- Perbaikan bug pada tampilan aplikasi

App support

About the developer
PT. HARAPAN FINTECH INDONESIA
it@klikkami.id
Grand Slipi Tower 38th Floor, Unit F&G Jl. Letjen S. Parman No. 24 RT. 01 RW. 04 Kota Administrasi Jakarta Barat DKI Jakarta 11480 Indonesia
+62 812-1293-2773

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