Neo Money Personal Loan App

DHRUVA CAPITAL SERVICES LIMITED

About this app

NeoMoney is a digital lending platform that enables eligible users to apply for short-term personal loans through a secure and fully digital process.

Key Features:

* Simple and hassle-free loan application process
* Fast eligibility assessment and approval workflow
* Secure KYC and document verification
* Transparent loan terms and repayment schedules
* Direct bank account disbursal for approved loans
* Safe and encrypted user data protection

Loan Details:

* Loan Amount: ₹500 to ₹50,000
* Initial Loan Eligibility: ₹500 to ₹5,000
* Loan Tenure: 61 days to 120 days
* Annual Percentage Rate (APR): 108% to 144%
* Processing Fee: Up to 2% of the loan amount (plus applicable taxes)
* Repayment Extension: Available as per applicable terms and eligibility

Representative Example:
If you take a loan of ₹1,000 for 61 days:

* Processing Fee: ₹20 (2% of loan amount)
* Disbursed Amount: ₹980
* Interest: ₹180 (at 108% APR)
* Total Repayment Amount: ₹1,180

Eligibility:

* Indian residents aged 18 years or above
* Valid KYC documents required
* Subject to verification and eligibility assessment

Required Documents May Include:

* PAN Card
* Aadhaar Card
* Bank Account Details
* Other documents as required for verification

Security:
NeoMoney follows industry-standard security practices. User information is encrypted and securely stored. Personal information is collected only for loan processing, verification, fraud prevention, and regulatory compliance purposes.

Important Disclosures:

1. NeoMoney is operated by Dhruva Capital Services Ltd, an RBI Registered NBFC.
2. RBI Registration No.: 10.00098
3. Registered under the RBI Act, 1934.
4. Loan approval is subject to eligibility, verification, and risk assessment.
5. Approval of a loan application is not guaranteed.
6. Interest rates, fees, and loan terms may vary based on applicant profile.
7. Late repayments may attract additional charges as specified in the loan agreement.
8. Users are advised to carefully review all loan terms before accepting a loan offer.

Company Information:
Dhruva Capital Services Ltd
RBI Registered NBFC
Registration No. 10.00098

Registered Office:
33A, Chowringhee Road, Flat No-A7, 13th Floor North Side,
Chatterjee International,
Kolkata – 700071

Customer Support:
Email: [e-mail]
Phone: [phone]

Website:
https://neomoney.app
Website NBFC:
https://dhruvacapital.com