Nexmy

BlackSharkDev

About this app

Nexmy is an offline-first personal finance app built to keep your data on your device. The app is currently free, and every feature included in the current build is available without in-app purchases or mandatory accounts.

**Why try it now**
- Your data stays on your device: no account, no mandatory cloud.
- Track income and expenses, including recurring entries, and see projected future balances.
- Set category budgets and monitor progress month by month.
- Create savings goals and update progress in just a few taps.
- Manage installment and BNPL plans with due dates, monthly impact and payment history.
- Track savings accounts with interest rates, simple or compound growth, and maturity dates.
- Loyalty cards: scan QR code and barcodes directly at checkout.
- Smarty: an offline AI assistant that understands natural language in Italian and English.
- Extra tools: charts, what-if simulations, reports and an amortization calculator.

**Transparent positioning**
- The current published build is free and keeps all currently available features unlocked.
- Future development support may include additional subscription-based features, but that will be communicated clearly in the store and in-app.
- Nexmy remains differentiated by its offline-first approach and local control over data.

**Quick actions (Android)**
Long-press the app icon to quickly add a transaction or open Dashboard, Planning or Analysis without opening the app first.

**Security and control**
- Export and import backups.
- Android automatic system backup is available on supported devices.
- Optional encryption protection, if enabled in the installed version.

**Works offline**
Nexmy works without an internet connection, so you can review and update your data even when you are offline.

What’s new

Bugs have been fixed and new features added, including the ability to move recurring transactions to a different day, a personalized estimate of the final balance in the calendar, an "Rate the App" button, an update to Smarty, and other improvements.