Ease Cash-Instant Cash Loan

4.7
34.8K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Ease Cash makes it convenient for you to get loan anytime, anywhere.

Product Introduction:

Loan Amount: from NGN3,000 to NGN1,000,000;

Loan Tenure: from 91 to 120 days;

Interest Rate: 0.07% per day (25.55% per annum);

APR: Up to 36% (Annual Percentage Rate);

Example:

For a 120 days loan of NGN10,000 for 4 months with interest rate @25.55% per annum,

Interest = NGN10,000 * 25.55% / 365 * 120 = NGN840;

The total amount to be paid = Loan Amount + Interest = NGN10,000 + NGN840 = NGN10,840;

APR = (NGN10,840 - NGN10,000) / NGN10,000 / 120 * 365 = 25.55%;

We are the same loan software as Okash, FairMoney, Palmcredit, Carbon, Tloan, and Branch.


How we are different?

1. You can apply a loan by your credit. Don't need any deposits or collateral.

2. Up to NGN100,000. Disburse to your bank account in a while.

3. Paperless and digital process on your mobile. All the steps can be done online.

4. We do not share your data with any third parties without your consent. Your data is totally safe with us.

5. Don't worry about forgetting repayment. We'll send messages to remind you.


How it works?

1. Install the Ease Cash APP from the Play Store.

2. Register an account and apply the loan.

3. Get your loan disbursed into your bank account like Access Bank Group, FirstBank, Zenith Bank Plc, Union Bank of Nigeria, Diamond, Ecobank, and Fidelity.


Requirements:

1. Nigeria Resident.

2. 20-55 years old.


Contact Us:

Email: customer@easymoni.tech

Address: GRA, Ikeja, Lagos, Nigeria

*Please note we will give you several options for you to select when do you want to repay the loan.
Updated on
Jan 6, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity and Device or other IDs
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
34.6K reviews
Fatima Matturi
December 21, 2025
Personally, they're the worst. Once they disburse the loan you applied for, they start disturbing you with constant reminders and threats before the due date. Their interest rate is high, and they reduce loan amount the more you borrow from them. Poor professionalism with no customer service at all.
58 people found this review helpful
janet ezeh
November 17, 2025
I tried applying for a loan and for some reason it's been saying transferring for some hours now I'm just worried because I've inputted most of my details and information, my own is that I don't even want the loan again so if you people send it I won't pay back because I don't need it anymore, it's been more than 6 hours now please don't bother crediting anymore
434 people found this review helpful
Tunde David
November 12, 2025
I've been using the app for a while now but the issue I'm having is getting decrement in fund even tho I've never been late on my payment. I went from 75k to 30k all because I deleted the app to clear space on my phone and reinstalled right after. This needs to be fixed
266 people found this review helpful

What’s new

bug fixed