Ease Cash

FUTURECREST INTERNET TECHNOLOGY LIMITED

About this app

Ease Cash makes it convenient for you to get loan anytime, anywhere.

Product Introduction:

Loan Amount: from NGN3,000 to NGN1,000,000;

Loan Tenure: from 91 to 120 days;

Interest Rate: 0.07% per day (25.55% per annum);

APR: Up to 36% (Annual Percentage Rate);

Example:

For a 120 days loan of NGN10,000 for 4 months with interest rate @25.55% per annum,

Interest = NGN10,000 * 25.55% / 365 * 120 = NGN840;

The total amount to be paid = Loan Amount + Interest = NGN10,000 + NGN840 = NGN10,840;

APR = (NGN10,840 - NGN10,000) / NGN10,000 / 120 * 365 = 25.55%;

We are the same loan software as Okash, FairMoney, Palmcredit, Carbon, Tloan, and Branch.


How we are different?

1. You can apply a loan by your credit. Don't need any deposits or collateral.

2. Up to NGN100,000. Disburse to your bank account in a while.

3. Paperless and digital process on your mobile. All the steps can be done online.

4. We do not share your data with any third parties without your consent. Your data is totally safe with us.

5. Don't worry about forgetting repayment. We'll send messages to remind you.


How it works？

1. Install the Ease Cash APP from the Play Store.

2. Register an account and apply the loan.

3. Get your loan disbursed into your bank account like Access Bank Group, FirstBank, Zenith Bank Plc, Union Bank of Nigeria, Diamond, Ecobank, and Fidelity.


Requirements:

1. Nigeria Resident.

2. 20-55 years old.


Contact Us:

Email: [e-mail]

Address: GRA, Ikeja, Lagos, Nigeria

*Please note we will give you several options for you to select when do you want to repay the loan.

Ratings and reviews

Ease Cash is not ideal. High interest (6%) and fees (service fee 10%, management fee 5%) it make even a small loan expensive. Late repayment adds 2.5% daily penalty. They can also share your data with collectors if you default. There's little flexibility — they can change terms, but you can’t. Borrower protection is weak, and you're stuck with the legal costs if things go wrong. Only use if you're sure you can repay on time.

Though as at the first time I applied, their interest was very low and I even thought it was monthly repayment because they never showed me date until the money was been disbursed to my account, but the second time applying it was something else, so you guys should try to extend your loan to monthly repayment and less the interest rate for the weekly repayment

This app is not doing the real deal. Contacting their CS is a waste of time. The only time you can see this people to talk to you is when you are owing them. And this is very very bad. I have been trying to change by bank account, but they told me to contact CS which is absolutely not working. Maybe I should just collect money and put them on condition. Because I see no reason why they can't create a dashboard to keep money and we can transfer to any bank we want. That's how others do.

What’s new

fix anr issue