Ease Cash-Instant Cash Loan

4.7
53.2K reviews
Content rating
Everyone
5M+
Downloads
Content rating
Everyone
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About this app

Ease Cash makes it convenient for you to get loan anytime, anywhere.

Product Introduction:

Loan Amount: from NGN3,000 to NGN1,000,000;

Loan Tenure: from 91 to 120 days;

Interest Rate: 0.07% per day (25.55% per annum);

APR: Up to 36% (Annual Percentage Rate);

Example:

For a 120 days loan of NGN10,000 for 4 months with interest rate @25.55% per annum,

Interest = NGN10,000 * 25.55% / 365 * 120 = NGN840;

The total amount to be paid = Loan Amount + Interest = NGN10,000 + NGN840 = NGN10,840;

APR = (NGN10,840 - NGN10,000) / NGN10,000 / 120 * 365 = 25.55%;

We are the same loan software as Okash, FairMoney, Palmcredit, Carbon, Tloan, and Branch.


How we are different?

1. You can apply a loan by your credit. Don't need any deposits or collateral.

2. Up to NGN100,000. Disburse to your bank account in a while.

3. Paperless and digital process on your mobile. All the steps can be done online.

4. We do not share your data with any third parties without your consent. Your data is totally safe with us.

5. Don't worry about forgetting repayment. We'll send messages to remind you.


How it works?

1. Install the Ease Cash APP from the Play Store.

2. Register an account and apply the loan.

3. Get your loan disbursed into your bank account like Access Bank Group, FirstBank, Zenith Bank Plc, Union Bank of Nigeria, Diamond, Ecobank, and Fidelity.


Requirements:

1. Nigeria Resident.

2. 20-55 years old.


Contact Us:

Email: customer@easymoni.tech

Address: GRA, Ikeja, Lagos, Nigeria

*Please note we will give you several options for you to select when do you want to repay the loan.
Updated on
Jul 2, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity and Device or other IDs
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

52.9K reviews
Vincent ebubechukwu Nelson
July 28, 2026
I was really hoping this app would help me during a difficult time. When I applied, I was only offered a ₦1,000 loan, which wasn't enough to meet my needs. I felt disappointed because I expected a more helpful amount. I'm sharing my experience in the hope that the app can improve its loan offers for people who genuinely need financial support.
Samuel King
July 17, 2026
i can confidently say this is one of the best loan companies I have ever used. From the moment I applied for my loan, the entire process was smooth, simple, and stress-free. The application was easy to complete, and I received a quick response without having to deal with unnecessary delays or complicated paperwork. Their efficiency and professionalism truly impressed me
5 people found this review helpful
FUTURECREST INTERNET TECHNOLOGY LIMITED
July 18, 2026
Hi, thank you very much for your feedback.
Adaeze Nwangwu
July 29, 2026
This app is one of the best but I must say they are very strict. I was on a high limit but unfortunately defaulted for just one day and I'm still paying the price of the reduced limit as well as the payment period. I hope this can be reviewed for me to rebuild back my confidence.
FUTURECREST INTERNET TECHNOLOGY LIMITED
July 31, 2026
With every new app version we are introducing new features and improving existing ones. We are sure that your feedback will only help us improve further.

What’s new

1. Optimized the interactive experience
2. Fixed known issues