Ease Cash-Instant Cash Loan

4.7
40.2K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Ease Cash makes it convenient for you to get loan anytime, anywhere.

Product Introduction:

Loan Amount: from NGN3,000 to NGN1,000,000;

Loan Tenure: from 91 to 120 days;

Interest Rate: 0.07% per day (25.55% per annum);

APR: Up to 36% (Annual Percentage Rate);

Example:

For a 120 days loan of NGN10,000 for 4 months with interest rate @25.55% per annum,

Interest = NGN10,000 * 25.55% / 365 * 120 = NGN840;

The total amount to be paid = Loan Amount + Interest = NGN10,000 + NGN840 = NGN10,840;

APR = (NGN10,840 - NGN10,000) / NGN10,000 / 120 * 365 = 25.55%;

We are the same loan software as Okash, FairMoney, Palmcredit, Carbon, Tloan, and Branch.


How we are different?

1. You can apply a loan by your credit. Don't need any deposits or collateral.

2. Up to NGN100,000. Disburse to your bank account in a while.

3. Paperless and digital process on your mobile. All the steps can be done online.

4. We do not share your data with any third parties without your consent. Your data is totally safe with us.

5. Don't worry about forgetting repayment. We'll send messages to remind you.


How it works?

1. Install the Ease Cash APP from the Play Store.

2. Register an account and apply the loan.

3. Get your loan disbursed into your bank account like Access Bank Group, FirstBank, Zenith Bank Plc, Union Bank of Nigeria, Diamond, Ecobank, and Fidelity.


Requirements:

1. Nigeria Resident.

2. 20-55 years old.


Contact Us:

Email: customer@easymoni.tech

Address: GRA, Ikeja, Lagos, Nigeria

*Please note we will give you several options for you to select when do you want to repay the loan.
Updated on
Jan 6, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity and Device or other IDs
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
39.9K reviews
Arewa Emmanuel
March 12, 2026
This app is not well structured and you guys lie. For 2 consecutive times now that i repaid my loan on time, i have been downgraded! I thought the reverse was supposed to be the case. Though, from the beginning, they keep on increasing my loan but the last 2 loans have been to downgrade me. WHY? PLEASE RECTIFY THIS. The ONLY good thing about this loan app is the Internet rate, (very very low) and the 14days period. Also, the online customer service is very poor. please do something to this.
5 people found this review helpful
Bonaventure Ucheh
February 2, 2026
From a very long short, Ease Cash met all expectations of an instant loan app. Ease of use, quick approval, disbursal in minutes, overall it's a wonderful app and the experience is awesome! I would've given it more rating if it was above 5😊 On a little downside though, duration should be increased more. Aside that, they're the best.
133 people found this review helpful
Adeitan Mosunmola
March 21, 2026
I have been unable to repay my loan back since January after their upgrade,I also tried logging in to the app with my profile.it had been given me error that I should contact customer care whereas their customer care line has not been going for either calling or Whatsapp text. kindly assist me
1 person found this review helpful

What’s new

1. Optimized the registration and login experience for easier registration.
2. Adjusted the loan application process for greater convenience.
3. Added various loan products to provide more options.
4. Improved the card binding process.
5. Fixed known issues.