Ive tried several other "challenger" banking apps, but for me Monese has easily been the best so far. Opening an account is a little intense and, in the UK at least, you DO require photo ID and proof of address despite suggestions to the contrary. An important detail for me is the time payments take to arrive - Monese updates every 15 minutes or so usually at 05, 20, 35, 50, and my fast payments transfers from other UK banks are always in at the next update after around one hour. Monese give five free cash withdrawals each month after which a 50p charge is added, but strangely if your balance does not cover the fee your withdrawal is still permitted! This might be a bug? The card does claim to allow cashbook however in my experience this does not work. Finally, please consider helping both me and yourself by using my friend code 7HXQSEHB when registering. In return you will receive £5 free in your new Monese account. I hope I have been helpful!
Very good bank
it very easy to use outside U.K. one of the best
The card linked to my account was discontinued and they did not advice me. I got to know this only after several emails with their so-called "customer service". One month to "verify" and finally they "discovered" that all depended on the fact that they changed the partnership with debit card company. Now I cannot anymore activate this "service" on the same mobile number and on the same email. In all this I see no care for customer at all. Avoid.
Lovely little bank account 💜 If you want £10 for free, then use this referral code when signing up: CMA9T9TD Enjoy!! :)
Tried several of these mobile banks, this is probably the best so far. Transfers arrive at 5 and 35 past each hour and ATM withdrawals are mostly free even after the specifie d limit of 5 I have rarely been charged. If you would be kind enough to use my friend code 7HXQSEHB you will receive £5 free. Thanks a lot !
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