Nilow: Split Bills & Expenses

Content rating
Everyone
10+
Downloads
Content rating
Everyone
In-App Purchases
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About this app

Nilow is the free way to split expenses with roommates, friends, partners, and
travel groups. Add an expense in seconds, see who owes whom, and settle up
with the payment app you already use.

Unlimited and free — really
No daily limits. No caps on groups, members, or expenses. The core of Nilow is
free forever, with no ads and no bank account linking.

Made for real groups
• Roommates: split rent, wifi, groceries — set rent reminders so no one forgets
• Trips: track every taxi and dinner, in any currency, even offline
• Couples: keep a simple running balance, settle whenever

Scan receipts, split items
Point your camera at a bill. Nilow reads it on your device (nothing is
uploaded), splits items between people, and prorates the tax and tip. Free.

Settle up your way
Nilow shows the fewest payments needed to clear the group, then hands off to
UPI, Pix, Venmo, PayPal, or IBAN with the amount prefilled. Record cash too.

Works offline
Add expenses on a trek or a flight. Everything syncs when you're back online.

Private by design
No bank linking. No contact list required. No ads, no data selling. Your name
and an optional email are all Nilow ever knows about you.

Switching from another app?
Import your Splitwise CSV export in one step — groups, members, and history
come with you.

Nilow Pro
Automatic recurring expenses, PDF statements, cloud backup, unlimited receipt
photos, spending analytics. Fair yearly price, local pricing in your country.
Splitting stays free forever.

Split anything. Owe nil.
Split group bills free. Unlimited expenses, receipt scan, UPI. No bank link.
Updated on
Jul 31, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • No data collected
    Learn more about how developers declare collection

What’s new

First release of Nilow - split group expenses free, forever.

• Unlimited groups and expenses
• Receipt scan, multi-currency, offline mode
• Settle via anything. Ex. UPI, PayPal, Venmo & more
• Invite by link
• Import Splitwise CSV

No ads. No bank linking.