Nobel Lending

Lendara Credit Limited

About this app

Nobel Lending - Your Pocket Financial Assistant.
When life requires extra financial support, Nobel Lending is your ideal choice. Whether it's paying tuition, emergency repairs or fulfilling short-term plans, we provide you with secure and reliable funds within minutes. Service covers all of Kenya – apply conveniently wherever you are at any time
Why Choose Nobel Lending?
1. Flexible Loan Amounts
Apply once and borrow anytime. No need for repeated applications. Easily get higher limits and meet your multiple borrowing needs.
2. Fast Disbursement
Once approved, funds are immediately transferred to your M-PESA account – quickly solving your financial needs.
3. Simple and Transparent Fees
No hidden charges. All fees and interest rates are clear, allowing you to borrow with confidence.
4. Security Guarantee
We strictly protect your personal information using bank-grade AES-256 encryption and TLS security. Your data is safe with us.
5. Flexible Repayment Options
Choose a repayment plan that suits your financial situation. Early repayment is allowed.
6. Unsecured Loans
No collateral or guarantor required. Fast and convenient.
7. Build Your Credit Limit
Timely repayment increases your credit limit, allowing you to access larger loans easily.

Loan Information
- Loan Amount: KES 1000 – KES 100,000
- Repayment Term: 91 – 180 days
- Annual Percentage Rate (APR): 10% – 33%

Representative Example:
Apply for a 180-day loan with a principal of KES 50,000 at an APR of 24%:
- Loan Principal: KES 50,000 (180 days)
- Total Interest: KES 5,917 (KES 50,000 × 24% × 180 ÷ 365)
- Total Fees: KES 5,917
- Total Repayment Amount: KES 55,917

Who Can Apply?
✓ Kenyan citizens aged 18 or above
✓ Possess a valid national ID and phone number
✓ Have a stable source of income (no pay slip required)
✓ Own an M-PESA account (funds disbursed only to M-PESA)

How to Apply for a Loan?
1. Download the Nobel Lending app
2. Register using your phone number
3. Complete quick KYC (ID photo + selfie)
4. Submit your loan application
5. Once approved, funds are directly disbursed to your M-PESA account

Important Notes
Loan approval is not guaranteed and depends on our risk assessment. If declined, you may reapply after 7–14 days.
Your first loan offer may be limited. Repaying on time unlocks higher limits, lower rates, and longer terms.
Nobel Lending reports to Credit Reference Bureaus (CRBs). On-time payments build your credit score. Late payments may affect future borrowing.

Privacy & Data Protection
Nobel Lending is committed to protecting your personal information. The data we collect is solely used for identity verification, credit assessment, fraud prevention, and service improvement. All information is encrypted to ensure your privacy.
Privacy Policy: https://nobellending.co.ke/privacy-policy

Digital Credit Provider Information
LENDARA CREDIT LIMITED
Licensed and regulated by the Central Bank of Kenya (CBK)

Customer Care Precautions
• NEVER share your OTP with anyone
• Always use the official Pay bill number inside the app
• Ignore calls claiming refunds or incorrect disbursement
• Contact us only through official channels below

Contact Us
Email: [e-mail]
Phone: [phone]
WhatsApp: [phone]
Service Hours: Monday to Friday, 9:00 AM – 5:00 PM
Address: Gitanga Road, Lavington Nairobi, Kenya

Nobel Lending makes borrowing easy. Download the app now and experience a simpler loan service.

Your financial partner, right in your pocket.