NPS by KFintech-CRA

KFin Technologies Limited

About this app

In the new APP, User Interface (UI) of the APP have been changed and improvised to make it more user friendly. Also additional features have been included in the APP in addition to the features available. The following additional features along with existing features are made available:
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Additional Features:

♦ Remember PRAN
♦ Auto reading of OTP (OTP sent through KCRA)
♦ FATCA declaration submission
♦ Aadhaar seeding
♦ PAN update

Existing features:

♦ View your Profile details.
♦ View current Holdings
♦ Request for Transaction Statement on registered Email ID.
♦ Change contact details like Telephone, Mobile no. and Email ID.
♦ Change Password facility
♦ View Last 5 contribution transactions carried out
♦ Contribute in NPS Tier I as well as Tier II account
♦ Change Scheme Preference
♦ One Way Switch request (from Tier II to Tier I)
♦ Tier II withdrawal request
♦ Modify address using Aadhaar
♦ Grievance/Enquiry
♦ Generate Password

Permissions

In addition to basic permissions, the KFinKart-Distributor app needs access to other functions on your device for it to support the above features -
• External Storage: To download the statement to device memory
• Call log: To auto-dial the contact centre number. We do not read the existing call log
• Phone: This permission is required to uniquely identify the device
• SMS: To auto-verify OTPs.

Ratings and reviews

Does the job but with a new update there is no quick login feature. Every time I have to write my PRAN number and password which is irritating. I searched for my POP which is not showing. investment should also be shown in a table format where date, schemes, units, investment amount, current amount, etc all in a single line. there is a lot of scope for improvement.

THE NEW UI IS BAD. FUNCTIONALITIES DON'T WORK PROPERLY!! Why do you have to change so much where adaption needs patience and trials. This is definitely not needed, so tempest in Indian payment applications. Who knows what mess have been made in our stored data. Change back to the previous ui. UPDATE: December, the ui is terrible, mfa too many times. Doesn't take checkboxes. I don't think that our financial data is safe with this app.

Utterly Useless app. Invest more option is glitchy, does not take payments successfully. Takes ages to Login, even on Stable internet connection. Edit (November 2025): The newest version of the app is even worse. Earlier it used to show the details of last 10 contributions made, on the dashboard itself. The new version does not show any details. App hangs while creating a service request, and clicking back button once directly logs you out. It is as if the app is behaving just like a webpage.