Oikonome

Oikonome

About this app

Oikonome gives you one clear verdict a day. Every morning it looks at your
fixed bills, your income and what you have spent so far, and tells you whether
you are on budget today — and the single number to keep under to stay that way.

WHAT THE APP DOES
- Today: your left-to-spend number, why it is what it is, savings goals and a cash forecast
- Transactions: the full ledger with search, filters, categories, notes and receipts — with the merchant's logo, location and check number when your bank provides them
- Bills: recurring bills found in your own history, grouped by cycle, envelope pools with progress meters, and proposals to approve or dismiss
- Accounts: balances by institution with sync status
- Spending, net worth and cash-flow views over time
- Retirement outlook, reimbursement pairing, rules and an assistant that answers from your own ledger
- Push alerts when something needs a decision
- Biometric unlock with a time-away lock

YOUR ACCOUNT
The app signs in to your Oikonome account at app.oikonome.com. Bank connections
come from Plaid; your data lives on our servers in the United States, encrypted
at rest, and is never sold or used for advertising. There are no ads and no
telemetry in the app.

An Oikonome subscription is required after the 30-day free trial. Subscribe or
cancel any time on the web; cancelling refunds the unused time. Oikonome is
also free to self-host — the same software runs on a machine you own; use the
web app there. Details at oikonome.com.

What’s new

Transactions now show your spending per day for the month, a category, a budget label or a date range. A payee's history can be viewed over 3 months to all time. Net Worth no longer closes the app, and its Coinbase table reads properly on a phone. Budget and category links open exactly the transactions their number counts. The setup walkthrough now lives in Settings, under Wizards. Sign-in keys stay on this device. Fixes and performance improvements.