Udhaar Book: Wallet & Accounts

Toko Lab Inc.

About this app

Your money. Your books. Your whole business, in one place.

Rupin (formerly Udhaar Book) is a business management app for accounting, bookkeeping, payments, sales, expenses, and invoicing. Manage cash and credit / khata, send invoices, and understand profits. Trusted by 5.6M businesses.

Everything your business needs. One secure app.

Sell & Accept Payments

Sell your way, from quick sales and invoices to POS. Accept cash, credit, bank transfers, or QR payments.

Manage Stock & Finances

Track inventory, purchasing, and expenses while keeping your accounting organized.

Manage Receivables & Khata

Stay on top of credit and udhaar without repeated follow-ups. Rupin reminds customers about outstanding payments, helping you collect faster.

Everything Works Together

Rupin brings payments and bookkeeping together, so every rupee collected, spent, or owed is reflected in your records.

Collect and manage money through your Rupin Business Wallet and business account. See money in and out.

Sales, expenses, purchases, payments, and receivables stay up to date, giving you a clear view of inventory, cash flow, and profits.

Collect Payments Easily

Rupin Wallet makes it easy to collect, send, and manage money.

• Accept QR and digital payments
• Receive money through JazzCash, Easypaisa, Omni, Raast, IBFT, and other wallets
• Send money to suppliers, vendors, and wholesalers
• Cash in, cash out, and view transactions

Rupin Wallet operates under the State Bank of Pakistan’s regulatory framework for Electronic Money Institutions (EMIs).

Manage Your Business Finances

Move from manual registers to simple, organized, and backed-up digital records.

• Digital khata & credit ledger
• Personal khata & cash book
• Accounting & bookkeeping
• Expense tracking & expense management
• Receivables & payables
• Purchasing & inventory
• Profit & loss

Send WhatsApp and SMS payment reminders to collect faster.

Create Professional Invoices

Create GST and Sales Tax compliant invoices in seconds. Customize your logo, products, taxes, discounts, and customer details. With Rupin’s Invoice Maker, add a payment QR code and bank account details so customers can pay digitally.

Sell Smarter With POS
Run your counter with a powerful POS. Process sales, print receipts, apply discounts, manage customers, and keep inventory and accounting up to date.

Manage Inventory & Stock

Know what you have, what’s selling, and what to order. Get real-time inventory, low-stock alerts, and top-selling insights while keeping inventory, POS, and accounting in sync.

Organize Your Cash Book

See your cash flow. Every rupee in and out, from khata collections and sales to expenses and purchases. Rupin’s Cash Book keeps your balances organized.

Manage Your Team

Manage employee records, attendance, salaries, overtime, advances, and payroll in one place.

Earn More From Every Transaction

Earn cashback directly into your Rupin Wallet.

• Jazz, Zong, Ufone & Telenor recharge
• PUBG, Free Fire, Netflix, Spotify & Amazon vouchers
• Utility bill payments including KE, LESCO, MEPCO, IESCO, FESCO, GEPCO, • • • PESCO, SSGC, SNGPL and more

Built for the Way You Do Business

Whether you run a services business like a salon, clinic, law firm, or repair shop; retail like a general store, pharmacy, or clothing; or a wholesale, distribution, or online business, Rupin adapts to you.
From payments and accounting to invoicing, POS, inventory management, and stock control, Rupin gives you the tools to run your business and support business growth.
Udhaar Book is now Rupin. Your business records stay with you, while you get access to a broader platform for managing payments, finances, and everyday business operations.

Join 5.6 million+ Pakistani businesses already using Rupin.

📞 [phone]
📧 [e-mail]
🌐 rupin.pk

Ratings and reviews

Aoa I am using this app for the last 5 years and I really like this app as this app helped me to ensure my daily day book needs.I used this app as my digital wallet. But the last update app creater does is not satisfactory as in/out option has been disappeared. In/out was brilliant option for the beginners to sort out their daily transactions. As it ensures your opening and closing balances. I request u to plz re consider this option

Initially this application was good and it was working fine. but recently they have made an update, due to update they have wiped out all the data i had. now my all khaata has been gone. and I am not able to recall any as well. loosing data is the worst Ever thing that can happen in applications specially when money is involved.

accidently clicked on the business management option when I wanted to click on the credit tracking option. now it won't let me delete my account or choose the option I wanted, so now it seems like I'm stuck recording transactions for a business that doesn't exist :(