Udhaar Book - Digi Khatabook

Toko Lab Inc.

About this app

Manage Your Business & Earn Money with Udhaar Book! 📲

Udhaar Book is Pakistan’s No.1 Digital Khata App for managing business finances, recovering debts, recording sales, and earning. Whether you’re a shopkeeper, wholesaler, retailer or any business, Udhaar Book offers everything you need to streamline your business operations and boost your earnings.

Udhaar Book: The Complete Business Management App?

📖 Digital Accounting (Accounts Book)
Record loan transactions digitally and send free SMS/WhatsApp reminders.
Recover loans 3X faster with automated reminders for timely payments.

💸 Cash Book
Track cash flow with In/Out entries and an in-app calculator.
Record transactions by adding notes, customer info, and payment methods (JazzCash, Easypaisa, HBL, 1bill etc.).

📦 Stock Book
Effortless inventory management by adding products manually or importing them via Excel/CSV.
Explore pre-loaded product categories (groceries, electronics, FMCG, etc.).
Automatic profit/loss calculations for better insights.

💰 Price List
Share bulk product prices with your customers in just one click.
Save time by avoiding the hassle of sending individual product prices.

👥 Staff Book
Manage employee attendance, salaries, overtime, and bonuses.
Disburse wages via digital payments or cash, and record advances.

🧾 Invoice Generator
Generate and share customized invoices with customer details, GST, and payment links.
Send payment links via WhatsApp for faster transactions.

🛒 Point of Sale (POS)
Create sale receipts, manage inventory, and apply discounts directly from the app.
Share digital receipts with customers and track transactions via a detailed sales dashboard.

Earn Money with Udhaar Book!

📱 Balance & Mobile Packages
Earn up to 2% commission by selling mobile balance and packages for Zong, Jazz, Ufone, and Telenor.

💡Utility Bills
Pay utility bills for electricity (GEPCO, HESCO, K electric, LESCO, MEPCO, PESCO, SEPCO) gas (SNGPL, SSGC), internet (PTCL, Optix, Wateen, Wi Tribe, World Call), water (CDA, KWSB, LWASA) and Government Fees (excise and taxation, CDA, Passport Fee, SECP, Property Tax, NIC, Vehicle Tax) to earn Rs. 4 commission per bill.

🎟️ Vouchers
Sell Netflix, Amazon, PUBG, and other vouchers for up to 5% commission.

Wholesale Shopping with Saddar Marketplace 🛍️
Buy mobile phones, accessories, electronics and clothes at the lowest price in Pakistan to boost your profits. Saddar helps businesses save money and grow. Ideal for retailers, wholesalers, suppliers, buyers, sellers, resellers and dropshipping Download the app or visit www.saddar.app

Why Choose Udhaar Book?
✅ 100% Free to Download & Use!
✅ Secure Data with PIN/Fingerprint Lock & Cloud Backup.
✅ Multilingual Support: English, Urdu, Pashto, and more.
✅ Download Free PDF Reports for Business Insights.
✅ 24/7 Customer Support via Phone, Email, and Website.

Customer Support Details:

📞 Call Us: [phone]
📧 Email Us: [e-mail]
🌐 Visit Our Website: udhaar.pk

Perfect for Any Business:
🏪 Kiryana Stores, General Stores, and Grocery Shops.
📱 Electronics & Mobile Shops.
🍽️ Restaurants, Cafes, Bakeries, and Hotels.
💊 Medical Stores, Pharmacies, and Clinics.
👗 Garment Shops, Tailors, and Boutiques.

Start Today – It’s Completely Free! 🚀
Download Udhaar Book now and manage your business like never before. Available on Android, iOS, and the Web!

Ratings and reviews

when you have high expectations, you are more disappointed. this app was almost perfect. ALMOST. easy entries, online backup and sync automatically with multiple devices. it's just that they have a bug where the invoices in customers'data show the date you create an invoice, when it should be showing the date on the invoice. I emailed them, contacted the support but no response. I was very confused when the dates were mingled up when I went to collect payment from my customers. it was embarrassi

After a lot of attempts, my account is not verified and my money is now stuck in the wallet. Even I cannot buy easy load,bundles or pay bills because they show my account limit. I sent a message on Whatsapp to helpline but they till not given any reply....

I've been using Udhar Book for two years — it’s fantastic! It helps me easily manage borrowed money, bill payments, and easyload transactions. Simple, reliable, and very useful!