Not sure why its so complicated. If you start using the app *after* the due dates of your credit cards, shouldnt the app be smart enough not to tell you theyre all overdue? Its all but impossible to figure out how to make it work... Argh! Just ask me if current month has been paid when i enter a debt.
I'd really like it to take credit card limits into account. Because currently when it sorts debts by highest APR first - some of the lower APR cards don't get any payments scheduled for months and end up beyond the credit limit. It'd be also nice to have more analytics, e.g. calculations of additional payment vs interest paid, how much to increase the payment to pay off by X date, etc.
Fantastic for planning out how you're going to tackle debts. It provides you with charts and advice, and lots of information to track your progress! I really love it, and use it religiously. The only thing I would want to prove is the way it sets up for future payments. For example, I have one debt that I make bi-weekly payments on. In the app, it only allows you to mark a single designated payment date, and takes only your monthly payment into account. So if I'm, for example, doing $75/biweekly, I can't put in the particular schedule, and I have to mark it as $150 monthly to track accurately. That aside, I love this app, and would definitely recommend it! Its helping me tremendously!
App is broken. Should not have to change payment due dates and balances. It is far harder for someone who is good in math but has MS to use. I am good in math and have MS and was looking forward to be able use the app but it does not work like it should. Would love to get a pro membership but I am not considered a priority user now, $1 a month won't change that. I can't even email from website for help sounds like a scam. Also, I did email from the app on phone but if app isn't updated frequently I won't hear from you guys. I should look elsewhere.
So far u love this app. Helps me see all my debts in one place and a easy plan on how to pay them off. I use mint for everything else but the debt relief on it was way to complicated. Missing a star because I entered a new debt past the payment date and it says it's overdue!
It would be 5 stars if the order change for paying off actually worked. I want to pay off some bad debt first which isnt the lowest amount to be paid but the change doesnt work
Drag and drop debt ordering
Credit Card Debt Payoff Calculator - a free app, to help you get out of debt!